Associate Director Asset Optimisation

Lloyds Banking Group; Greater London; Hybrid; GBP 93,000 - 104,000; Full time

Job summary

A major banking institution is seeking an Associate Director of Asset Optimisation to enhance capital efficiency across the Group. You will work closely with various teams, applying your strong analytical skills and experience in securitisation transactions. The role requires assessing the impact of regulatory capital on performance and delivering strategic outcomes through effective project management. A hybrid work pattern is offered alongside a comprehensive benefits package including a generous pension contribution and performance-related bonuses.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

30 days' holiday plus bank holidays

Wellbeing initiatives and parental leave policies

Qualifications

• Experience in structuring securitisation transactions.
• Strong understanding of the bank and its financial metrics.
• Proven ability to deliver strategic outcomes through effective project management.

Responsibilities

• Collaborate with teams to optimize balance sheets for capital and risk management.
• Identify and implement opportunities to address balance sheet constraints.
• Connect with stakeholders to assess impact of regulatory capital on performance.

Skills

Securitisation structuring experience

Strong analytical skills

Project management

Excellent written and verbal presentation skills

Solution-driven mindset

Collaborative relationship building

Confident communicator

Job description

JOB TITLE: Associate Director Asset Optimisation

SALARY: £93,087 - £103,430

LOCATION(S): London

HOURS: Full time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

Asset Optimisation is a dynamic and fast-paced team within Group Corporate Treasury. The team supports the Group's strategic objective of delivering greater capital efficiency across the business through asset balance sheet optimisation activities.

In this role, you will collaborate closely with teams across the Group's business units to gain a deep understanding of the products they offer and the balance sheet constraints they face. Leveraging your technical expertise, you will help identify and implement opportunities to address these constraints-enabling the businesses to continue to grow, thrive, and meet their strategic objectives. You will assist in connecting with stakeholders to assess how regulatory capital, stress testing, and accounting treatments impact overall Group performance.

We are looking for an individual who can optimise the balance sheet to support capital, leverage, and risk management objectives. It is essential that this person is familiar with financial risk metrics and understands the key drivers behind these measures.

Given that the role involves working with complex data and transactions, strong analytical skills are critical. Securitisation structuring experience would be highly advantageous, while familiarity with technical accounting, regulatory interpretation would be beneficial.

Furthermore, we are keen to identify a candidate who is a strong team player and can be adaptable in changing times.

Why Lloyds Banking Group

If you think all banks are the same, you'd be wrong. We're an innovative, fast-changing business that's shaping finance as a force for good. A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

What you'll need

• Experience in structuring securitisation transactions.

• A strong understanding of the bank, its balance sheet and the key financial metrics impacting it

• A solution-driven mindset

• A consistent track record of building collaborative relationships

• Proven ability to deliver strategic and commercial outcomes through effective project management

• Highly motivated and delivery-focused

• Strong analytical skills

• Excellent written and verbal presentation skills

• A passion for improving processes, being able to prioritise and work at pace

• Confident communicator, capable of simplifying complexity for broad and senior audiences

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We're passionate about giving you the opportunities to learn and continue to develop your career to achieve your potential whilst enjoying this dynamic and exciting role.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days' holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

If you're excited by the thought of becoming part of our team, get in touch! We'd love to hear from you!