Structured Financing Lawyer (F/H)

Natixis; Paris; Hybride; EUR 70 000 - 100 000; Plein temps

Résumé du poste

A global financial institution in Paris is seeking an experienced banking lawyer to join their Trade team. The role involves providing legal support for payment services, contributing to business projects, and ensuring compliance with regulations. Candidates should have at least 6 years of experience in banking law, excellent communication skills, and a strong ability to analyze legal risks. This position offers a hybrid work environment and opportunities for professional growth.

Qualifications

• At least 6 years of experience in banking law with focus on payments.
• Experience in a legal department of an investment bank or a law firm.

Responsabilités

• Support payment services business in France and abroad.
• Develop products and draft legal documentation.
• Analyze new regulations and their impact.
• Contribute to various business projects managing legal aspects.
• Organize legal and regulatory monitoring.

Connaissances

French law of obligations

French banking and financial law

Regulation of payment services

Excellent interpersonal skills

Strong analysis and synthesis spirit

C1 level English proficiency

Formation

Higher education in law

Description du poste

Company Description

Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supran organizations worldwide.

Our teams of experts in close to 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis CIB is committed to aligning its financing portfolio with a carbon neutrality path by 2050 while helping its clients reduce the environmental impact of their business.

As part of Groupe BPCE, the second largest banking group in France through the Banque Populaire and Caisse d’Epargne retail networks, Natixis CIB benefits from the Group’s financial strength and solid financial ratings (Standard & Poor's: A+, Moody's: A1, Fitch Ratings: A+, R&I: A+).

Job Description

You will join the Trade team of the Legal Financing Department at Natixis, responsible for supporting the business dedicated to:

Payment services in France and abroad, electronic money, open banking, Fintech (including payment solutions, payment channels, transfers, remittances, direct debit, correspondent banking, clearing, open banking, relationships with fintechs, ancillary services subscribed to or offered by the bank in the field of payment services);

Cash management (liquidity management) and investments (including account management, cash centralization, investment accounts, deposits, financial instruments accounts, etc.);

Digital customer solutions developed by the "Digital Customer Solutions" department of Global Trade, notably platforms, ancillary services, and crypto-assets.

You may also be required to support the bank's trade finance business teams (issuance of guarantees, supply chain finance, commodity trade finance). In these areas, you contribute to the development of an EMEA expertise hub and, as such, interact with the business line managers, account managers, middle office/back office teams, other lawyers, and other departments of the bank (compliance, risk, taxation, prudential standards, etc.), and its general management if necessary, as well as with BPCE, the bank's clients, correspondent banks, their counsels, our external legal advisors, and regulators as needed.

On a daily basis, your tasks will include:

Participating in the development of products offered by the relevant business units (including Treasury Solutions, Digital Customer Solutions, Coo Cib Transfo, Tax & Regulatory, Treasurer), drafting, negotiating, and/or reviewing the necessary legal documentation for their implementation, with the bank's clients as well as the service providers used by the bank;

Analyzing and working with the business to adapt to the impact of new applicable regulations (e.g., DSP3, Instant Payments, MiCA regulation, etc.);

Contributing to the legal aspects of various business projects, including contractual and technological aspects;

Participating as needed in industry groups related to cash management, treasury solutions, correspondent banking, etc.;

Providing high-value, pragmatic advice and communicating it effectively;

Participating in the life of the legal financing department (promoting the exchange of best practices and team spirit) and contributing to legal working groups outside of transactions (cross-cutting issues) within the Legal Department;

Organizing legal and regulatory monitoring, relying if necessary on existing regulatory monitoring committees within the BPCE Group for these activities and industry groups, and ensuring its dissemination to affected parties;

Responding to questions that arise during the operation's lifecycle (client questions, managing the legal aspects of incidents, and in connection with the legal department, pre-litigation);

Encouraging the use of internal competencies and coordinating with lawyers from other departments or locations and other services of the bank;

Being a facilitating partner while contributing to the management of legal risks for the bank.

You will work in an international environment within a community of experts who place excellence, impact, and collective action at the heart of everything they undertake.

#TransformativeFinance

This position is based in Paris with the possibility of teleworking.

As a Top Employer, we place our employees at the center of our attention. Internal mobility, career development, and training opportunities allow you to grow and thrive throughout your career.

You will work in a hybrid, inclusive environment that fosters collaboration.

You will also have the opportunity to engage in social causes and issues that matter to you through our corporate foundation.

About the recruitment process

You will be contacted by one of our recruiters before meeting with our business experts (manager, team member, or business unit member).

Required Skills/Qualifications/Experience

About you: If you recognize yourself in the following description, you are made to work with us!

With a higher education, you have at least 6 years of experience in the field of banking law and more particularly payments within a legal department of an investment bank or a law firm.

You master:

• French law of obligations;
• French banking and financial law;
• The regulation of payment services.

You have excellent interpersonal skills, a very good ability to listen, you are:

• Endowed with a strong spirit of analysis and synthesis;
• Pragmatic ;
• An excellent communicator both in writing and orally.

You master English with a C1 level.