Pricing Actuary / Analyst

Allianz Direct Versicherungs-AG French b; Paris; Hybride; EUR 65 000 - 80 000; Plein temps

Résumé du poste

A leading insurance company in Paris is seeking a Pricing Actuary / Analyst to shape pricing strategies and improve profitability across key products. You will work closely with a dynamic team to develop risk models and design pricing tools. The ideal candidate has a strong actuarial or quantitative background, proficiency in statistical modelling and programming skills. This role offers a hybrid work model along with various employee benefits including health coverage and meal vouchers.

Prestations

Swile meal vouchers

Comprehensive health coverage

28 vacation days plus RTT

Annual holiday bonus

Pro bono days

Cross-border remote work policy

Supplementary pension plan

Qualifications

• Solid understanding of statistical modelling, particularly GLMs.
• Experience with machine learning methods is a plus.
• Fluent in English; working knowledge of French is an advantage.

Responsabilités

• Support technical development and enhancement of new insurance products.
• Develop risk models and demand models across multiple products.
• Design pricing tools for profitability monitoring and scenario testing.

Connaissances

Statistical modelling

Data-driven decision-making

Programming in Python

Programming in R

Communication skills

Formation

Actuarial science, econometrics, data science, or applied mathematics

Outils

Radar

Emblem

Description du poste

Pricing Actuary / Analyst

Your mission in the team

As a Pricing Actuary / Analyst , you will play a central role in shaping our pricing strategy and improving the profitability of our P&C products in the French direct insurance market . You will work on three key Lines of Business : Home , Travel , and our new Motor product launching in 2026 .

You will join the French Product & Pricing team , a dynamic group of 10 experts (4 in Product / Underwriting, 5 in pricing and 1 Data Scientist), and collaborate closely with our international Pricing Tribes of experienced analysts and actuaries who continuously enhance our pricing frameworks and methodologies. You will contribute to adopting best practices, ensuring full compliance with Allianz Direct and Allianz Group standards.

Key Responsibilities

1. Product & Business Contribution

Support the technical development and enhancement of new insurance products, including our Motor insurance launch planned for 2026 .

Collaborate with underwriting and product colleagues to ensure pricing reflects product features, underwriting guidelines, and regulatory requirements.

2. Modelling & Pricing

Develop risk models and demand models (conversion, lapse) across Home, Travel, and soon Motor.

Build optimized commercial tariffs tailored to the French direct market.

Propose, implement, and monitor pricing strategies aligned with product objectives, market trends, and competitor dynamics.

3. Tools, Data & Rate Monitoring

Design and enhance pricing tools for tariff creation, scenario testing, and profitability monitoring.

Collect, validate, and analyze data from internal databases to support modelling and business analysis.

Track the viability and performance of rates and rules , conducting regular reviews of pricing levels, claims costs, and profitability metrics.

4. Communication & Collaboration

Clearly communicate modelling results and insights to both technical and non-technical stakeholders.

Work with international counterparts to share and adopt best practices across the Group.

What you’ll bring to the team

Educational Background : Actuarial science, MSc in econometrics, data science, applied mathematics, or a related technical field.

Technical Expertise : Solid understanding of statistical modelling , particularly GLMs. Interest or experience in machine learning methods (e.g., GBMs, gradient boosting).

Programming Skills : Proficiency in Python , R.

Pricing Software : Experience with Radar or Emblem is a strong advantage.

Analytical Mindset : Demonstrated analytical strength, creativity, and enthusiasm for data-driven decision-making in pricing.

Communication Skills : Fluent in English; the ability to explain complex concepts clearly to diverse audiences.

Working knowledge of French is a plus for interacting with the French market context.

Interview Process

1st Interview – HR with Alison, our HRBP (30 min)

2nd Interview – Hiring Manager Interview with Thuvan our Global Head of Technical Excellence (1h)

3rd Interview – Technical interview with 2 team members (1h)

4th Interview – Team Fit : Meet with Vianney, our Underwritting Lead, and Francis, our Head of Finance France (1h)

Why join us?

This is a unique opportunity to join a fast-scaling company, work in a close-knit team, and collaborate with Allianz Direct’s European subsidiaries to exchange best practices and address cross-functional challenges. You will also benefit from internal mobility opportunities across the Group in Europe.

Growth and Mobility

Join a fast-growing company, collaborate with Allianz Direct’s European subsidiaries, and explore career opportunities across Europe.

International Team

Be part of a diverse and collaborative team based in our central Paris office (2nd arrondissement).

Hybrid Work Model

Benefit from flexibility with remote work options.

Continuous Learning

Access professional development and training programs.

Meal Vouchers

Swile meal vouchers for a variety of dining options.

Comprehensive Health Coverage

Medical, dental, and vision insurance through Alan.

Paid Time Off

28 vacation days plus 9–11 RTT days.

Holiday Bonus

Annual holiday bonus paid in May.

Pro Bono Days

6 days per year to volunteer during working hours.

Cross-Border Remote Work Policy

Flexibility to work from abroad.

Supplementary Pension Plan

Employee Stock Purchase Plan

Annual fixed salary of 65 to 80K€ + variable (up to 10%)

Allianz Direct France x Luko – Who are we?

We created Luko with a simple vision : to reinvent insurance and finally make it customer-centric.

50% of consumers don’t trust their insurer. Yet, insurance is often mandatory and the only lifeline when something goes wrong at home. We set out to build the most transparent and useful insurance company : one you can trust, thanks to a business model designed for positive impact, and products designed to empower users rather than mislead them.

We created the most intuitive, user-obsessed insurance experience possible : subscription in 2 minutes, simple offers, customizable coverages, no hidden fees, policies without long-term commitment, and cancellation in just 3 clicks.

In 6 years, we earned the trust of 400,000+ customers . By 2022, 25% of home insurance policies sold online in France were Luko policies , and nearly half of our new customers joined on the recommendation of friends or family.

In February 2024, Luko joined Allianz Direct , the digital pan-European subsidiary of Allianz Group, with the ambition to become the market leader in direct home insurance in France. Together, thanks to our shared vision and DNA, we will continue to disrupt the market by offering the best value for money, with even more simplicity and transparency.

Allianz Direct DNA

Becoming part of Allianz Direct means embracing our 6 core values :

Customer-obsessed

Communicative

Data-driven

Agile

Team player

Open-minded

87606 | Actuarial | Professional | n.a. | Allianz Direct | Full-Time | Permanent

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Great to have you on board. Let's care for tomorrow.