Head of Operations | Secured loans (Real Estate)

EcoFinance; A distancia; EUR 70.000 - 100.000; Jornada completa

Descripción de la vacante

Una empresa fintech en expansión busca un Head of Operations para liderar un nuevo producto de préstamos asegurados en España. Se requieren experiencia en operaciones de préstamos garantizados y habilidades de liderazgo. La función incluye el diseño de modelos operativos y el desarrollo de procesos de verificación de cumplimiento. Se ofrece un entorno dinámico y un salario competitivo basado en la experiencia. Fluidez en inglés y español es necesaria.

Servicios

Salario competitivo

Oportunidades de desarrollo profesional

Proyectos globales

Formación

• Experiencia en liderazgo en operaciones de préstamos garantizados.
• Comprensión de los flujos de trabajo de garantía y operaciones de suscripción.
• Habilidades analíticas y organizacionales excepcionales.

Responsabilidades

• Diseñar el modelo operativo para un producto de préstamo sobre el patrimonio.
• Desarrollar la pipeline de incorporación, incluyendo verificación de documentos.
• Analizar el comportamiento de reembolso en préstamos garantizados.

Conocimientos

Liderazgo

Análisis de mercado

Organización

Comunicación

Colaboración

Descripción del empleo

EcoFinance

Asegúrese de enviar su solicitud rápidamente para maximizar sus posibilidades de ser considerado para una entrevista. Lea la descripción completa del puesto a continuación.

is a fast-growing fintech delivering accessible B2C financial services worldwide as a part of Dyninno Group. Through brands like Creditprime and Honey Loan, we offer short-term loans, instalment loans and lines of credit via our online platform. With over 5 million clients across Romania, Moldova and the Philippines, EcoFinance ranks among the top ten microfinance providers by loan volume.

As we prepare for the launch of a secured loan product (secured by real estate) in Spain we are looking for an experienced Head of Operations to design and lead the operational framework for this initiative.

Location: Remote from Spain

Please submit your CV in English.

Key Responsibilities

• Design the operating model for a home-equity lending product, covering customer lifecycle, collateral processes, and servicing flows.
• Develop the onboarding pipeline, including eligibility checks, document processing, collateral verification, underwriting coordination, and final decisioning.
• Analyse market secured-lending repayment behaviour, including delinquency patterns, restructuring practices, early repayment trends, and customer repeat behaviour.
• Oversee collections and recoveries process establishment, including soft, hard, and legal collection processes, as well as debt-sale procedures.
• Define operational staffing and structure, outlining personnel profiles, team architecture, contact / call-centre and back‑office needs.
• Support financial modelling by providing operational cost drivers and assumptions for portfolio P&L planning.
• Advice on with verification and compliance workflows setup, including KYC / AML processes, fraud prevention tools, property valuation, and third‑party vendor integrations.

Key Requirements

• Senior leadership experience in secured lending operations, home equity, mortgage, or large‑ticket consumer lending.
• Strong understanding of collateral workflows, underwriting operations, and collections for secured products.
• Excellent organizational and analytical skills, able to build efficient and scalable processes.
• Strong communication and collaboration abilities, working effectively with cross‑functional teams.
• Fluency in English and Spanish (both written and verbal).

With us you will :

Be a part of a top‑tier team of professionals, work on global projects that reach millions worldwide, create complex one‑of‑a‑kind in‑house products and solutions.

You’ll be rewarded with a competitive salary that reflects your experience and skills.

We are driven by innovation and continuous learning, building a culture where both personal and professional development thrive.

Join us and grow alongside a dynamic team making a significant impact in the ever‑evolving world of fintech!