Deputy MLRO

N26; Madrid; Presencial; EUR 50.000 - 70.000; Jornada completa

Descripción de la vacante

A leading fintech company is seeking a Deputy Money Laundering Reporting Officer (DMLRO) for its Madrid branch. The role includes supporting the MLRO, compliance procedure enhancement, and ensuring adherence to regulatory obligations. Ideal candidates will have a degree, at least 5 years of relevant experience, and fluency in Spanish and English.

Servicios

Competitive personal development budget

Work from home budget

Fitness and wellness memberships

Premium bank account subscription

Relocation package and visa support

Formación

• 5 years of professional experience in anti-financial crime or compliance roles.
• Experience in senior AFC roles with prior regulator interaction.
• Professional Financial Crime qualification is beneficial.

Responsabilidades

• Support the MLRO and maintain relationships with regulatory authorities.
• Assist in designing/enhancing compliance procedures.
• Prepare reports for external authorities and stakeholders.

Conocimientos

Excellent analytical skills

Advisory communication skills

Presentation skills

Knowledge of Sanctions regulations

Fluent in Spanish and English

Educación

University degree in economics, law, business, or relevant areas

Descripción del empleo

About the opportunity

We are currently seeking a Deputy Money Laundering Reporting Officer (DMLRO) for our Spanish Branch to join our dynamic international Compliance & AFC Management Team.

As part of our highly motivated and diverse global AFC team you will contribute to a wide range of governance risk management and compliance initiatives. Your responsibilities will span key areas such as Anti-Money Laundering (AML) Counter-Terrorism Financing Fraud Prevention and Sanctions ensuring full adherence to regulatory obligations. Additionally your role will include coverage of Regulatory Compliance topics.

In this role you will

• Support to the MLRO on maintaining a solid relationship with Spanish regulatory authorities with a proactive attitude.
• Assist in designing and / or enhancing procedures and policies.
• Prepare reports to external authorities and internal stakeholders.
• Coordination and response to information requests from Internal Audit and the External Expert.
• Support in complying with SEPBLACs Annual Statistical Requirement.
• Creation of risk assessment reports both for the Branchs self-assessment and for the launch of new products.
• Implement and improve local procedures based on the local regulatory challenges and the groups standard.
• Handle information in a structured way to report to management and the Internal Control Body.
• Work alongside multiple stakeholders within AFC and in the business to ensure a scalable and efficient platform as well as attend regular meetings to follow up on actions planned
• Deputise for the MLRO in their absence or when necessary.

What you need to be successful

Background

• A university degree in economics law business or other relevant areas.
• At least 5 years of professional experience gained in an anti-financial crime or compliance or risk management role.
• Previous experience in senior Anti-Financial Crime (AFC) roles preferably with prior interaction with the regulator (5 years).
• Having prior experience in the fintech industry is considered a strong asset.
• A professional Financial Crime qualification from an internationally recognised body (e.g. ICA ACAMS) would be beneficial.

Skills

• Excellent analytical advisory communication and presentation skills.
• Solid knowledge of Sanctions regulations the Mandatory Monthly Declaration (DMO) and the Financial Ownership File (FTF).
• A commitment to continuous learning and a willingness to challenge the status quo.
• A global mindset with the ability to act effectively in a local context.
• A strong bias for action taking initiative to drive results.
• An open and constructive approach to giving and receiving feedback.
• Fluent in Spanish and English; German is an advantage.

Whats in it for you

• Accelerate your career growth by joining one of Europes most talked about disruptors.
• Employee benefits that range from a competitive personal development budget work from home budget discounts to fitness & wellness memberships language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for todays digital world. Technology and design empower everything we do and its how we are building the global banking platform the world loves to use.

Weve eliminated physical branches paperwork and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe including Vienna and Barcelona and a 1500-strong team of more than 80 nationalities.

Sounds good Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds cultures genders sexual orientations abilities neurodiversities and ages. Were committed to creating an inclusive workspace where everyone feels valued and respected free from harassment and discrimination. If theres anything you need to make the application process work for you please let us know by reaching out to .

Visit our website to learn more about Diversity Equity & Inclusion at N26.

Key Skills

Aviation Safety,Atl,Business Analytics,Clinical,Brand

• Employment Type : Full Time
• Experience : years
• Vacancy : 1