Underwriter

Rental Deposits Now; Oakville; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading rental housing service provider in Oakville, Ontario is seeking a detail-oriented Underwriter to review tenant applications and ensure financial protection for landlords. This role involves assessing rental applications, conducting tribunal checks, and collaborating with internal teams. Ideal candidates will have experience in underwriting or credit assessment and strong analytical skills. Competitive compensation and professional development opportunities are offered.

Benefits

Competitive compensation

Professional development opportunities

Supportive team environment

Qualifications

• Experience in underwriting, credit assessment, or financial services preferred.
• Familiarity with tenant screening and income verification is an asset.
• Excellent documentation skills are required.

Responsibilities

• Review and assess rental applications for accuracy.
• Conduct tribunal checks to identify potential red flags.
• Collaborate with teams to streamline tenant approval processes.

Skills

Analytical skills

Attention to detail

Decision-making

Communication skills

Tools

CRM systems

Underwriting platforms

Job description

About Us

Rental Deposits Now is transforming the rental housing industry by providing landlords with protection against rent defaults and property damage, while making rental properties more accessible to tenants. As part of Miller Company — a national licensed insurer, broker, claims administrator, managing general agency, and Lloyd’s of London coverholder — we deliver trusted financial security at scale.

Role Overview

We are seeking a detail-oriented and analytical Underwriter to join our growing team. This role is responsible for reviewing and verifying tenant applications as they progress through our onboarding process. The Underwriter ensures that every applicant meets our established credit box criteria and that landlords are fully protected against financial risk.

Key Responsibilities

• Review and assess rental applications for accuracy, completeness, and eligibility.
• Conduct Openroom tribunal checks (tenant / landlord tribunal history) to identify potential red flags.
• Verify applicants’ income-to-rent ratio and evaluate against our underwriting guidelines.
• Apply Rental Deposits Now’s credit box rules consistently to ensure fair and accurate decisions.
• Flag discrepancies, high-risk applications, or incomplete information for further investigation.
• Collaborate with internal teams to streamline the tenant approval process and maintain service-level standards.
• Maintain accurate records of underwriting decisions and rationales for audit and compliance purposes.
• Contribute to continuous improvement of underwriting guidelines, risk assessment tools, and workflows.

Qualifications

• Experience in underwriting, credit assessment, financial services, or rental housing preferred.
• Strong analytical and decision-making skills with a keen eye for detail.
• Familiarity with tenant screening, income verification, and tribunal / court record checks an asset.
• Ability to interpret and apply policies, procedures, and compliance requirements.
• Excellent communication and documentation skills.
• Proficient in using digital tools, CRM systems, or underwriting platforms.

What We Offer

Opportunity to join a high-growth, innovative company reshaping the rental market.

Competitive compensation and benefits.

A supportive team environment with opportunities for professional development.

The chance to directly impact landlord protection and tenant accessibility across Canada.