Senior Total Wealth Planner (PIC) - Halifax, NS

Scotiabank; Halifax; On-site; CAD 80,000 - 100,000; Full time

Job summary

A prominent financial institution in Halifax is seeking a Senior Total Wealth Planner to provide comprehensive financial planning advice to high-net-worth clients. The role includes building professional relationships with clients and internal advisors while delivering tailored financial strategies that align with client needs. Qualified candidates should possess a university degree, CFP designation, and a minimum of five years' relevant experience. This position is pivotal in enhancing Scotiabank's wealth management services.

Benefits

Inclusive work environment

Professional development opportunities

Qualifications

• Must have a deep understanding of financial planning and investment strategies.
• Experience in building relationships with high-net-worth clients is essential.
• Candidates should demonstrate excellent communication skills.

Responsibilities

• Provide comprehensive financial planning advice to high-net-worth clients.
• Act as a subject matter expert for financial planning services.
• Develop professional relationships with local external experts.

Skills

Relationship building

Presentation skills

Expert knowledge of financial planning software (Naviplan)

Excellent interpersonal skills

Ability to work independently

Education

University degree

Accredited financial planning designation (CFP)

Minimum of 5 years of experience as a high-net-worth financial planner

Life Insurance license

Canadian Securities Course

Tools

Naviplan

Job description

Join a purpose‑driven winning team, committed to results, in an inclusive and high‑performing culture.

Purpose of Job

Financial Planning is a key service provided to clients of Scotia Wealth Management. The Senior Total Wealth Planner will proactively provide comprehensive financial planning advice and support to high‑net‑worth clients and act as the in‑field subject matter expert and champion. The primary role of the planner will be to serve our Private Investment Counsel wealth advisors in Atlantic Canada, with occasional support to other advisory business lines when capacity dictates.

Major Accountabilities

• 1. Responsible for delivery of end‑to‑end goals based financial plans by:
  • Gathering key pertinent data and information about the client through deep discovery
  • Preparing, analyzing and reviewing the financial plan and client focused executive summary to ensure it is congruent with the client’s specific needs
  • Presenting the financial plan and related strategies
  • Identifying opportunities to deepen the relationship and drive business results
• 2. Act as subject‑matter expert and champion for financial planning as a key service available as part of the Scotia Wealth Management value proposition:
  • Providing ongoing professional financial planning advice on complex strategies
  • Fostering and encouraging advisors and relationship managers to incorporate financial planning in their business model
  • Championing the value, benefits and outcomes of financial planning to both advisors/relationship managers and clients
  • Collaborating with internal colleagues (including taxation, insurance consultants, will and estate planners, philanthropic group) to ensure an integrated and organized approach to financial planning
  • Providing local software support and advice as required
  • Preparing and facilitating client and staff workshops and seminars on various current topics relating to financial planning
• 3. Relationship building
  • Develop professional relationships with local external experts (e.g., CA’s, lawyers, and other professionals as required) to provide optimal service on complex planning matters
  • Build relationships with internal advisors/relationship managers and other experts to drive collaboration among team members
• 4. Maintain financial planning professional practice standards and internal service level agreement.
  • Remain current on all financial planning related topics
  • Follow standard procedures, best practices and professional codes of conduct in regard to client engagements
  • Meet or exceed service level agreements
• 5. Contribute to the effective functioning of the Financial Planning Advisory team by:
  • Participating actively in team learning development activities and team performance achievements
  • Building effective working relationships across the team and with various business line and corporate function contacts
  • Maintaining a high level of customer service
  • Facilitating a culture of open and honest communication
  • Actively participating and contributing to touch bases and team meetings
  • Encouraging the generation of new ideas and approaches
  • Actively sharing knowledge and experience to enhance the development of all team members
  • Developing and executing a meaningful employee development plan
  • Comprehensive technical understanding and execution of the financial planning process including investments, asset protection, retirement, estate planning, cash management, and taxation issues
  • Presentation skills particularly related to financial matters including the ability to present complex financial concepts in an easily understood manner
  • Excellent interpersonal skills and ability to quickly build relationships and trust
  • Working knowledge of the Wealth Management business line including the value proposition, products and services it provides to high‑net‑worth clients, and the manner in which they are delivered
  • Ability to work independently in a proactive manner as well as within a team of experts to identify opportunities while providing the highest level of service possible to the client
  • Expert knowledge of financial planning software (Naviplan) to prepare financial plans
  • Ability to travel to meet clients within a designated region to achieve goals in a timely manner
  • Knowledge of insurance products and solutions

Educational Requirements

• University degree
• Accredited financial planning designation (CFP)
• Minimum of 5 years of experience as a high‑net‑worth financial planner
• Life Insurance license
• Canadian Securities Course
• Additional estate and/or tax courses

Location(s): Canada – Nova Scotia – Halifax

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL interpreter, or assistive technology) during the recruitment and selection process, please let our recruitment team know.

Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.