Senior Commercial Credit Analyst – Hybrid (Toronto)

Moneris; Toronto; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading financial services firm in Toronto is looking for a Credit Analyst to perform credit-based analysis on commercial accounts. You will adjudicate merchant applications, assess credit risk, and manage individual portfolios. The ideal candidate has a Bachelor's degree, 3+ years of credit adjudication experience, and strong analytical skills. We offer a hybrid work model and a comprehensive rewards program including bonuses and flexible benefits.

Benefits

Comprehensive Total Rewards Program

RRSP matching

Learning & development programs

Employee Assistance Program

Company-wide paid year-end closure

Qualifications

• 3+ years of experience in credit adjudication, particularly in business/commercial.
• Experience analyzing business financial statements is required.
• Strong communication skills to interact with stakeholders.

Responsibilities

• Adjudicate existing or new merchant applications within assigned authority levels.
• Conduct ongoing credit risk assessment of a portfolio of Commercial Merchants.
• Manage individual portfolio including periodic reviews and compliance reporting.

Skills

Credit adjudication

Financial statement analysis

Communication skills

Negotiation skills

Interpersonal skills

Education

Bachelor's degree in Business, Finance, Economics or related discipline

Post-graduate degree or professional certifications (MBA, CFA, CPA)

Tools

MS Office (especially Excel)

Job description

A leading financial services firm in Toronto is looking for a Credit Analyst to perform credit-based analysis on commercial accounts. You will adjudicate merchant applications, assess credit risk, and manage individual portfolios. The ideal candidate has a Bachelor's degree, 3+ years of credit adjudication experience, and strong analytical skills. We offer a hybrid work model and a comprehensive rewards program including bonuses and flexible benefits.