Property & Casualty Underwriter - CHES Special Risk

NFP; Toronto; Hybrid; CAD 65,000 - 85,000; Full time

Job summary

A leading insurance firm in Toronto is seeking an experienced Underwriter to expand their SME Book. This role focuses on developing new business, renewing policies, and achieving sales targets. Ideal candidates will have a background in commercial property and casualty underwriting, alongside strong communication and problem-solving skills. The position offers a hybrid work environment and various employee benefits including an annual bonus and RRSP matching.

Benefits

Annual bonus

Matching 5% RRSP

Comprehensive benefits

Support for continuing education

Collaborative team environment

Qualifications

• Knowledge of industry legislation, regulations, trends, and issues.
• Experience with financial management, insurance risk, reinsurance, claims underwriting.
• Proficiency in underwriting commercial property and casualty products.

Responsibilities

• Underwrite new business presented by broker offices.
• Achieve monthly sales targets.
• Maintain and renew existing policies.
• Negotiate renewal terms.
• Monitor broker results semi-annually.

Skills

Sales and marketing skills

Problem-solving

Interpersonal skills

Communication skills

Organizational skills

Education

RIBO / CIP / FCIP designation

Minimum 3 years of experience in commercial property and casualty underwriting

Job description

Overview

Job Duration : Full-Time, Permanent

About the Role

We are seeking an experienced Underwriter to expand our SME Book in Toronto. Your primary responsibility will be to develop new business and renew existing policies received by our Toronto team.

Responsibilities

• Underwrite new business presented by broker offices
• Achieve monthly sales targets
• Maintain and renew existing policies
• Negotiate renewal terms
• Ensure Customer Service Standards are consistently met
• Monitor broker results semi-annually
• Review underlying portfolio performance and make adjustments
• Report directly to senior management

Qualifications

• RIBO / CIP / FCIP designation or in progress (asset)
• Knowledge of industry legislation, regulations, trends, and issues
• Minimum 3 years of commercial property and casualty underwriting experience
• Proven sales and marketing skills
• Experience with financial management, insurance risk, reinsurance, claims underwriting
• Proficiency in underwriting commercial property and casualty products, including coverage, pricing, and risk management

Strong interpersonal, communication, problem-solving, and decision-making skills are essential. Must be organized, able to multitask, and work well under pressure. Ability to work independently and in teams, motivate others, and take initiative is crucial.

Who We Are - CHES Special Risk

Established in 2004, CHES Special Risk Inc. is an independent Canadian MGA and wholesale broker, specializing in entertainment and hospitality insurance, and a Lloyd’s coverholder since 2009. We provide 'A' rated capacity and support retail brokers' growth. Visit us at www.chesspecialrisk.ca .

What’s In It For You

• Hybrid work environment
• Annual bonus
• Matching 5% RRSP
• Referral commissions
• Comprehensive benefits including Health Care Spending Account
• Support for continuing education and career development
• Reimbursement for license and membership dues
• Collaborative, innovative team environment

We value our employees and support their well-being through various programs and community involvement, including partnerships with organizations like Women in Insurance Cancer Crusade, Food Banks Canada, and Indspire Canada. We foster a culture of inclusion, growth, and community service.

Accommodations available upon request during the hiring process.