Product Risk Strategist, User Compliance Standards

Monograph; Toronto; Hybrid; CAD 164,000 - 247,000; Full time

Job summary

A leading financial technology firm is seeking a Risk Management professional in Toronto, responsible for onboarding and compliance strategy. The ideal candidate has over 9 years of experience in the financial or tech sectors, with strong skills in risk and compliance management. This role offers a competitive salary and flexible working conditions, including remote options.

Benefits

Health benefits

Retirement plans

Equity options

Qualifications

• 9+ years of professional experience in financial or tech sectors.
• 8+ years in risk, compliance, or product enablement.
• Strong analytical and problem-solving skills.

Responsibilities

• Drive onboarding and compliance standards for strategic initiatives.
• Partner with stakeholders to build effective programs.
• Assess current risk performance and develop strategic plans.

Skills

Risk management

Compliance

Analytical skills

Communication

Job description

Overview

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The Onboarding and Compliance Strategy organization protects and advances Stripe’s business, brand, and mission by building and deploying industry-leading policies and programs that instill user, regulator, and partner trust in Stripe while enabling business growth.

Responsibilities

• Drive onboarding and compliance standards and controls strategy for company-level strategic initiatives that balance risk mitigation with user experience
• Partner with cross functional stakeholders - including Financial Crimes Policy, Product, Engineering and Operations - to identify and build effective programs and controls
• Assess Stripe’s current risk performance and develop and prioritize long-term strategic plans for future growth
• Represent Stripe in external engagements with our most critical partners and customers
• Enable user onboarding to safely grow at scale, continuously optimizing for efficiency and effectiveness, and staying focused on a positive user experience
• Challenge the status quo and provide multiple alternative solutions and key execution criteria
• Continue learning about the payments space through industry engagement and independent research, and scale your knowledge to others
• Execute special projects/ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving

Qualifications

Minimum requirements

• 9+ years of professional experience, preferably in financial or tech sectors, particularly within a risk management or revenue enablement function
• 8+ years experience in a related role (risk, compliance and/or product enablement)
• Experience in developing risk strategies and programmatic solutions and working with technical (product and engineering) and operational teams
• Ability to distill complex, ambiguous risk and policy problems into clear, concise, and reliable guidance for internal stakeholders and Stripe users
• Exceptional collaboration and communication skills, with an ability to influence stakeholders across functions and borders, while remaining calm and responsive under pressure
• Strong analytical and problem solving skills
• A results- and action-oriented mindset and the ability to lead and motivate others
• The ability to take ownership, be accountable, and drive towards ambitious goals
• Comfort operating in an ambiguous and quickly changing environment with shifting priorities (this is a must!)

Preferred qualifications

• Experience delivering execution and delivery of risk standards and controls designs
• Ability to take complex issues and turn them into actionable next steps
• Proficiency in one of the following: merchant acquiring rules and regulations, KYC/KYB, AML OFAC compliance

Location and work policy

This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.

Salary and benefits

The annual salary range for this role in the primary location is CA$164,300 - CA$246,500. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

Office and location details

Office locations: Toronto

Remote locations: Remote in Canada

Team: Risk

Job type: Full time