Immigration Consultant

Immiland Canada Inc.; Montreal; On-site; CAD 60,000 - 80,000; Full time

Job description

Overview

More Super Visa Health Insurance Options

On January 28, 2025, the Canadian government updated the health insurance requirements for the Super Visa. This update makes the program more accessible to applicants by allowing coverage from approved foreign providers, in addition to Canadian providers.

In our Canadian immigration blog, we discuss this topic and outline the economic and logistical benefits for families, eligibility requirements, the context behind the change, and the list of approved providers.

Super Visa: lower costs and more health coverage options

Super Visa holders can now purchase health insurance from approved foreign providers. This change offers more flexibility in choosing insurance providers and lowers financial barriers for those facing hardship. The standards of coverage remain the same; applicants can select plans that best suit their needs and budgets.

Why was this change necessary?

Previously, applicants faced difficulties finding adequate insurance because they had to purchase exclusively from Canadian providers. Canadian plans can be costly and may exclude coverage for pre-existing conditions, limiting options for affordable and tailored coverage.

Therefore, IRCC relaxed the rule to allow the purchase of private insurance from eligible foreign providers.

What are the health insurance requirements for the Super Visa?

• Be valid for at least one year from the date of entry.
• Be paid in full or in installments with a deposit (quotes are not accepted as proof).
• Cover medical care, hospitalization, and repatriation to the country of origin if needed.
• Provide a minimum coverage of CAD 100,000.
• Remain active for each entry into Canada.

OSFI criteria for a valid foreign provider policy

• The provider must be authorized by the Office of the Superintendent of Financial Institutions (OSFI).
• The insurance company must appear on the OSFI-regulated list.
• The policy must be issued under the company\'s operations in Canada.

List of approved foreign insurance providers

This list is updated regularly. Check it before purchasing:

• Aetna Life Insurance Company
• Allianz Life Insurance Company of North America
• American Bankers Life Assurance Company of Florida
• American Health and Life Insurance Company
• American Income Life Insurance Company
• AWP Health & Life SA
• British Insurance Company of Cayman
• Combined Insurance Company of America
• Connecticut General Life Insurance Company
• Employers Reassurance Corporation
• General Re Life Corporation
• Hannover Re (Ireland)
• Jackson National Life Insurance Company
• Life Insurance Company of North America
• Metropolitan Life Insurance Company
• New York Life Insurance Company
• Pacific Life Re International Limited
• Pavonia Life Insurance Company of Michigan
• ReliaStar Life Insurance Company
• SCOR SE
• Swiss Reinsurance Company Ltd

Recommendations for purchasing a policy and applying for Super Visa

Verify eligibility and purchase a policy that meets IRCC requirements. Consult the OSFI-approved providers list, which is regularly updated, to find the best coverage options.

Our team at Immiland can assist in obtaining approved health coverage at a lower cost with more options. Contact us to clarify questions or schedule an appointment.

Stay informed about Super Visa insurance updates by following our blog and social media. Visit the official IRCC website for the latest information.

We hope this information helps you reunite with your loved ones in Canada with the best health coverage. Thank you for reading, see you in the next blog!

With love,

Immiland Canada

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