Group Underwriter II

Empire Life

Canada

Remote

CAD 53,300 - 94,800

Full time

14 days+

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Benefits offered by this job

Competitive salaries with annual increases

Employer-funded benefits package

Flexible work arrangements

Four weeks annual vacation

Job summary

Empire Life is seeking a Group Underwriter II to support its Group Underwriting team remotely across Canada. This pivotal role involves assessing risks and ensuring accurate processing of insurance quotes and renewals, directly impacting the company’s profitability. Candidates should possess extensive knowledge of group benefits and strong analytical skills, contributing to impactful work in an inclusive environment.

Qualifications

3+ years of group underwriting experience.
Knowledge of group benefits products and pricing methodologies.
Ability to analyze data and communicate findings effectively.

Responsibilities

Review and assess risk for quotes, amendments, and renewals.
Ensure accurate processing of requests to meet business goals.
Collaborate with internal and external stakeholders.

Skills

Critical thinking

Financial analysis

Communication

Problem-solving

Education

University degree or college diploma in a relevant field

GBA or CEBS Designation or interest in pursuing

Tools

Excel

Microsoft Office Suite

CRM platform

Job description

This range is provided by Empire Life. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

CA$53,300.00/yr - CA$94,800.00/yr

Please note the base salary will be determined by the successful candidate's education, skills and experience. The listed salary range serves as a general pay guideline for this position's pay level.

Location: Remote - Anywhere in Canada

Empire life is looking to hire a Group Underwriter II to join our Group Underwriting team! The Group Underwriter reviews and assesses the risk for requests to quote (Fully insured & ASO), Amendments, and Renewals. The incumbent is guided by defined practices and guidelines and works under the supervision of the Manager, Group Underwriting (Complex).

Why pursue this opportunity

Impactful work - get the opportunity to work on meaningful projects that have a positive impact on our customers, our company, and society as a whole.
Play an integral role - this is an opportunity that allows for you to grow your skills, while directly contributing to the business unit you are a part of.
Diversity, equity, and inclusion - we are committed to creating a diverse, equitable, and inclusive workplace and welcome candidates who share this commitment.

What you’ll be working on

Ensure that both non complex & complex requests to quote, amendments, and renewals are processed accurately and within established turnaround time to support business sales and profitability goals
Lead quoting, amending and renewal activity in both the non complex and complex space with a focus on establishing and growing long term partnerships
Use experience and judgment, in conjunction with Underwriting guidelines, product and service knowledge to determine optimal solutions to meet customer needs and requirements
Ensure the profitability of group business through the use of subsidy application on both new business, renewals and amendments
Develop and present a business case to support pricing decisions; and make decisions on final pricing within defined parameters
Provide consistent interpretation of group insurance policy terms to customers and distribution partners in support of divisional goals
Work collaboratively with other team members to support processing requirements
Uses experience and judgment, in conjunction with Underwriting guidelines, product and services knowledge, and knowledge of government regulations, to determine optimal solutions to meet customer needs and requirements
Acts as a primary point of contact with internal and external stakeholders to engage in consultative discussions to support the development of new business
Consult with Underwriter colleagues or the Manager, Group Underwriting (Complex) on risk-related escalations
Process risk reviews of Mergers, Breakaways, Open Enrolments, MofAs, addition or removal of a division
Interacts with reinsurance providers to spread risks on retention amounts that exceed the Empire Life retention limit
Proactively engages with both internal and external stakeholders to engage in discussions to support with both client acquisition and retention
Acts as a key contact with distribution partners and internal stakeholders; escalates issues to management as required
Practices consultative Underwriting that engages in proactive collaboration with internal and external distribution partners to develop creative solutions within defined parameters to support and achieve business objective

What we’re looking for you to have

3+ years of work experience in the group insurance/financial services industry with group underwriting experience and knowledge
Proven knowledge of group benefits products, contractual provisions, risk assessment, and pricing methodologies
Strong critical thinking, financial analysis and interpretation; trend analysis skills and ability to communicate data outcomes appropriately into business terms
Strong proficiency in Excel
Strong communication and influential skills
Ability to work independently and as a team member while being flexible and adaptable
Ability to think logically, analyze, and solve problems
Ability to organize/schedule both people and information
Creative problem solver / data-based root cause solution bias
Proficient in Microsoft Office Suite and able to navigate a CRM platform
GBA or CEBS Designation or interest in pursuing
Completion of a university degree or college diploma in a relevant field
If you are applying for a position which is open to applicants across Canada, unless otherwise indicated in the position, language proficiency in English is required for communicating with customers, advisors, or employees across Canada.

Beyond the salary

For regular full-time positions, Empire Life offers a comprehensive total rewards package that includes:

Competitive salaries with annual pay increases
Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions
A comprehensive employer-funded benefits package that includes life insurance, disability, health and dental and a generous health account
Flexible work arrangements and an annual allotment of personal health days.
Four weeks annual vacation from hire date
A defined contribution pension plan with generous employer matching
Top up programs for parental leave and compassionate leave
Employer-sponsored wellness and recognition programs
A cash employee referral program

To learn more about working at Empire Life, visit https://www.empire.ca/workatempire.

Get to know us

Empire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age.

Empire Life welcomes applications from people with disabilities and disabled people. Accommodations are available upon request for candidates taking part in all aspects of the screening and selection process. If you need this job posting in an alternative format or have any accessibility questions, please contact recruitment@empire.ca

Seniority level