Bilingual Dealer Analyst

BilingualOne; Toronto; Hybrid; CAD 75,000 - 85,000; Full time

Job summary

A leading financial services company in Canada is seeking a Bilingual Dealer Financial Services Analyst. This role involves administering dealer finance programs, maintaining dealer relationships, and preparing credit reviews. Ideal candidates will have commercial lending experience and strong bilingual communication skills. The position offers a hybrid work model and competitive salary.

Benefits

Health, dental, vision benefits

RRSP

3 weeks of vacation

Qualifications

• Experience in equipment finance or similar commercial finance.
• Ability to use web-based business software, CRM systems.
• Self-starter achieving goals and delivering great customer experience.

Responsibilities

• Administer the DFS Program and daily workflow.
• Maintain and develop relationships with dealer personnel.
• Prepare credit reviews and monitor compliance with credit facilities.

Skills

Commercial lending experience

Proficiency in French and English

Detail-oriented

Team player

Time management

Education

Post-secondary education in business, finance, accounting, economics, or marketing

Tools

Microsoft Office (Word, Excel, PowerPoint, Outlook, Teams)

Job description

Position

Bilingual Dealer Financial Services Analyst

Location

Etobicoke (Burnhamthorpe / hwy 427)

Salary

$75k - $85k + Potential Target Bonus

Hours

8:30am to 4:30pm (Hybrid, 3 days in office and 2 working from home)

Will need to be fully in office for training

Benefits after 3 months: health, dental, vision + health spending account

RRSP

3 weeks of vacation

About the Job

What You’ll Do

Dealer Financial Services ("DFS")

• Administer the DFS Program and process the daily workflow of the DFS department.
• Maintain and develop relationships with key dealer personnel, providing support and training to dealer personnel.
• Prepare annual credit reviews for DFS facilities, update credit write-ups, collect financial statements and other supporting documents, monitor exposures, and recommend limit changes and other improvements.
• Monitor credit facilities for compliance with exposure limits and other covenant compliance.
• Solicit, Close, and Onboard New DFS Facilities — work with Sales and Management to identify opportunities to sell existing dealer clients new or expanded services.
• Understand lease and loan terms and conditions and steps to remedy a default.
• Serve as client liaison with assigned outside agencies and attorneys.
• Negotiate repossession or settlement, depending upon circumstances.
• Assist in collecting on charged-off accounts, bad debts, and selling equipment to Hino / forklift dealers, and offer settlements.
• Support the team in the repossession of assets, filing proofs of claim, and follow-up on Relief of Stay. Identify issues in bankruptcy process and expedite resolution.
• Work with truck and forklift dealers to collect past-due payments, sell bankruptcy and repossessed units to dealers to mitigate losses and reduce fees, while building strong relationships.
• Generate reports for management and assist in special projects as requested.

Qualifications You’ll Need

Must Have : Commercial lending experience

• Equipment finance or similar commercial finance experience which touches upon the OEM DEALER CAPTIVE FINANCE model.
• Understanding of fundamental concepts of finance transactions, agreements, principles, etc.
• Post-secondary education in business, finance, accounting, economics, marketing, or equivalent work experience is an asset.
• Experience using web-based business software, CRM systems, etc.
• Very high degree of proficiency with written and spoken communication in English and French.
• Proficiency with written and spoken communication in French.
• Proficient with Microsoft Windows and Office products including Word, Excel, PowerPoint, Outlook, and Teams.
• Organized, detail-oriented, and efficient team player who can perform well under time-sensitive demands. Ability to manage time and handle multiple tasks from different areas of the business.
• As a self-starter, achieving and exceeding goals and delivering the best possible dealer and customer experience is important to you.

Great to Have

• Familiarity with T-Value software.
• Experience with InfoLease and/or Aspire lease applications.
• Familiarity with concepts related to equipment, applications, etc. for material handling, trucking, logistics, heavy equipment, commercial vehicle, passenger vehicle, and automation equipment.