Dealer Commercial Services Senior Underwriter

Santander USA; Brasil; Teletrabalho; BRL 441.000 - 777.000; Tempo integral

Resumo da oferta

A global financial services leader is seeking an experienced loan underwriter to analyze business history and financials. The ideal candidate should have over 9 years of financial analysis experience and a Bachelor's degree in Finance. This role emphasizes excellent customer service and strong analytical skills. The position offers a competitive compensation package ranging from $82,500 to $145,000 annually.

Qualificações

• 9+ years in financial analysis, structuring, underwriting and portfolio management.
• Commitment to excellent customer service.
• Categorical understanding of the lending process.

Responsabilidades

• Underwrites loans by analyzing business history, financials, and loan collateral.
• Monitors department portfolio with up-to-date financials and ensures portfolio accuracy.
• Responds to client requests in case the manager is absent.

Conhecimentos

Financial analysis

Attention to detail

Strong communication skills

Customer service

Analytical decision-making

Leadership and mentorship

Formação académica

Bachelor's Degree in Finance or related field

Ferramentas

Microsoft Excel

Microsoft Word

Microsoft Outlook

Descrição da oferta de emprego

Overview

Country: United States of America

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits if you are interested in exploring the possibilities. We Want to Talk to You!

Responsibilities

• Underwrites loans by analyzing business history, financials, and loan collateral.
• Maintains loan relationship with a variety of customers by structuring and discussing recommended best loan plan.
• Monitors department portfolio with up-to-date financials and ensures portfolio accuracy.
• Reviews loan inquiries and responds to client requests in case the manager is absent.
• Reviews past due reports and notes coming due.

Qualifications

• Bachelor\'s Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. - Required.
• 9+ years in financial analysis, structuring, underwriting and portfolio management. - Required.
• Experience with Auto Syndications. - Preferred.
• Commitment to excellent customer service – responds promptly to customer needs and interacts professionally with customers.
• Extensive decision-making and analytical skills to evaluate information, determine risks, and consider the benefits.
• Strong communication skills and comfort with group presentations.
• Proficient knowledge of Microsoft Word, Microsoft Excel, and Microsoft Outlook.
• Detail-oriented and able to handle multiple files simultaneously.
• Categorical understanding of the lending process and ability to prepare findings reports.
• Ability to provide leadership in the market by mentoring less experienced team members and embracing change.
• Takes initiative on projects and seeks alternative solutions when necessary.
• Self-starter with ability to work in a fast-paced, team-oriented environment.

Compensation

Base Pay Range: Minimum: $82,500.00 USD; Maximum: $145,000.00 USD.

Benefits Information

Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing, and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked to perform other duties. You may be evaluated in part based upon your performance of the tasks listed. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate employment at any time for any reason.

What To Do Next

If this sounds like a role you are interested in, please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [e-mail] to discuss your needs.