Analytics Lead, Full Stack

Affirm; Brasil; Teletrabalho; BRL 849.000 - 1.221.000; Tempo integral

Resumo da oferta

A leading financial technology company is seeking a professional to define and ensure execution of the backbook risk strategy. This role involves collaborating with multiple teams to develop robust forecasting and implement risk management tools. A Master's degree and at least 4 years of relevant experience are required. The position offers competitive salary and benefits, including health coverage and flexible spending, with a majority of roles being remote.

Serviços

Health care coverage

Flexible Spending Wallets

Competitive vacation and holiday schedules

Employee stock purchase plan

Qualificações

• Experience of 4 years in a relevant field.
• Knowledge of economic principles and financial data reporting.

Responsabilidades

• Define and execute the backbook risk strategy in collaboration with various teams.
• Develop and refine forecasting for backbook risk.
• Implement risk management framework and strategies.

Conhecimentos

Risk modeling including credit and market risk

Data analytics

SQL

Python

Excel (Macro, VBA)

Business Intelligence tools (Qlik, Power BI)

Formação académica

Master’s degree in Management Studies, Computer Science, etc.

Descrição da oferta de emprego

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

What You'll Do

• Defining and ensuring execution of the backbook risk strategy and defining the company’s risk appetite in collaboration with Affirm’s Credit Risk, Compliance, Machine Learning, Product, Engineering, Operations, Growth Analytics, and Finance Teams

• Developing and continually refining robust forecasting for backbook risk incorporating impact from strategy modifications and statistical analyses being implemented by Risk, Machine Learning, and Product; developing and implementing improvement processes with Affirm’s Frontbook Risk Strategy, Backbook Risk Strategy, Provisions, and Product based on observed backbook performance in combination with the macroeconomic outlook

• Developing, implementing, and evolving repayment and modification tools strategies and policies; and developing and implementing the risk management framework and provisions for the backbook of Affirm’s international division.

• Position requires 10% of travel to various unanticipated worksites nationally and internationally

• May telecommute

What we look for

• Master’s degree (or foreign equivalent) in Management Studies, Computer Science, Mathematics, Physics, Business Administration, or related field & 4 years of experience

• Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data

• SQL, Python, or Excel (Macro, VBA)

• Working with Business Intelligence tools such as Qlik, Power BI or others

• Risk modeling including both credit and market risk, assessing macroeconomic trends and financial performance, enabling comprehensive evaluation of industry risk trends, including risk strategy development; and Data analytics, financial modeling, model validation, risk analytics, financial budgeting and project management

Base Pay Grade- M
Equity Grade- 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000
USA base pay range (all other U.S. states) per year: $160,000 - $210,000

We, Affirm, are remote-first. The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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