Director - Coverage, Commercial Banking

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 480,000 - 900,000; Full time

Job summary

A leading financial institution in Abu Dhabi is seeking an experienced portfolio manager to oversee a diverse borrower and non-borrower client base. The ideal candidate will have over 8 years of experience in Corporate Banking, with at least 3 years in a similar role managing customer relationships. Responsibilities include delivering financial targets, advising clients on banking needs, and ensuring compliance with banking standards. This full-time role is on-site with no remote work options.

Qualifications

• 8 years of relevant experience in Corporate Commercial or Business Banking.
• Minimum 3 years managing a borrowing customer base.
• Proficient in credit analysis and customer relationship management.

Responsibilities

• Manage and grow a profitable borrower and non-borrower portfolio.
• Identify and deliver business across all products.
• Maintain compliance with approved terms.
• Fulfil customers requirements and manage the overall relationship ensuring quality of service.
• Sponsor credit proposals for borrowing customers.
• Lead and coordinate with internal partners to deliver banking solutions to clients.
• Engage with CEO/CFO levels to assess banking needs and provide tailored insights.

Skills

Customer relationship management

Credit analysis

Financial forecasting

Business development

Education

Bachelor's Degree in Business Administration, Finance, Banking

Job description

Job Purpose:

To manage and grow a portfolio of profitable borrowing and nonborrowing customer base including Trade & Working capital customers in defined geographical markets in pursuit of specific sales service growth and opportunity targets

Key Accountabilities:

• Responsible for Identifying originating & delivering business across all products in the identified target segment.
• Maintains active prospecting effort and pipeline for achieve core financial objectives.
• Responsible for delivery against assigned financial revenue and balance sheet targets.
• Fulfil customers requirements and manage the overall relationship ensuring quality of service.
• Responsible for ultimate commercial decision on client to optimise wallet share and returns.
• Responsible for maximising Share of Wallet (SOW) at client level across the managed portfolio.
• Responsible for maintaining the pipeline making sure the information is complete and accurate updated and all identified opportunities are included.
• Sponsor Credit proposals for Borrowing customers.
• Responsible for Credit analysis onboarding and monitoring support for acquisition and management of borrowing customer portfolio with need based assistance from assigned Assistant Relationship Managers.
• Responsible for Monitor compliance with approved terms.
• Responsible for service recovery tasks and resolution of escalated customer transactions for breach of TAT and exceptions allowed under Operational Delegation.
• Follow all relevant departmental policies processes standard operating procedures and instructions so that work is carried out in a controlled and consistent manner.
• Demonstrate compliance to organisations values and ethics at all times to support the establishment of a value drive culture within the bank.
• Contribute to the identification of opportunities for continuous improvement and sustainability of systems processes and practices considering global standards productivity improvement and cost reduction.

Job Context:

• Serve as the key banking advisor for borrowing and nonborrowing customers in identified target segment.
• Accountable for prospecting new business and to expand existing relationships.
• Engages in dialogue with CEO and CFO levels of clients to assess holistic banking needs and provide customized banking insights and solutions.
• Responsible for leading directing and coordinating with internal partners in analysis and for the effective delivery of benefiting products and services to clients and prospects.
• Ability to identify loan deposit and core banking products and services that benefit the client.
• May provide work leadership by assigning work and resolving problems.

Qualifications :

Minimum Qualification

• Bachelors Degree in Business Administration Finance Banking or a related major field of study is preferred

Minimum Experience

• 8 years relevant experience in the Corporate Commercial or Business Banking with at least 3 years in similar positions of managing borrowing customer base in the identified target segment.

Remote Work :

No

Employment Type :

Fulltime