Credit Manager (Fintech)

Aventus Global Talent; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A reputable financial institution in the UAE seeks an experienced Credit Manager to join their credit team. The successful candidate will oversee SME and corporate credit evaluations, manage risk, and ensure compliance with sound credit policies. The ideal applicant has over 10 years of experience in lending, strong capabilities in financial analysis, and holds a relevant Bachelor's degree. This role is critical in assessing creditworthiness and integrating digital lending tools, offering an opportunity for substantial impact within the organization.

Qualifications

• Minimum 10 years’ experience in SME or corporate lending.
• Proven ability to evaluate credit risk and manage lending portfolios.
• Strong knowledge of financial analysis.

Responsibilities

• Assess credit applications with detailed financial analysis.
• Oversee credit products including working capital finance.
• Support integration of digital lending tools.

Skills

Credit risk management expertise

Financial analysis

Credit underwriting principles

Education

Bachelor’s degree in Finance, Accounting, or Business

Job description

Overview

Title: Credit Manager (Fintech) Location: United Arab Emirates

Our client, a reputable financial institution, is looking for an experienced Credit Manager to join their credit team. The role involves overseeing SME and corporate credit evaluation, risk management, and ensuring sound credit policies and practices.

Key Responsibilities

• Assess credit applications from mid‑size and large corporate clients with detailed financial analysis to determine creditworthiness.
• Oversee credit products including working capital finance, supply chain finance, and term loans through financial underwriting approaches.
• Support the integration of digital lending tools and contribute to the automation of credit decision‑making.
• Conduct ratio and financial statement analysis to evaluate the financial health of borrowers.
• Assist in developing and updating credit policies, ensuring compliance with regulatory standards and internal controls.
• Produce regular reports covering credit portfolio performance, risk exposures, and compliance matters.
• Collaborate closely with sales and client relationship teams to tailor credit offerings that align with customer needs.
• Provide coaching and guidance to junior credit staff to strengthen credit evaluation skills.

Key Requirements

• Minimum 10 years’ experience in SME or corporate lending, with strong credit risk management expertise.
• Proven ability to evaluate credit risk and manage lending portfolios in line with regulatory frameworks.
• Strong knowledge of financial analysis and credit underwriting principles.
• Bachelor’s degree in Finance, Accounting, Business, or a related field; advanced qualifications preferred.