AVP, Credit Portfolio Senior Analyst (UAE Nationals Only)

Citigroup Inc.; Dubai; Hybrid; AED 120,000 - 200,000; Full time

Job summary

A global financial services company in Dubai is seeking a Credit Portfolio Senior Analyst. This role focuses on evaluating credit risk management practices and involves significant analytical responsibilities. The ideal candidate will have prior credit experience, strong analytical skills, and the ability to lead projects while working in a hybrid environment. A competitive salary and comprehensive benefits are offered.

Benefits

Competitive base salary

Hybrid work model

Additional family benefits

Qualifications

• 5–8 years of relevant credit experience, preferably in a financial institution.
• Strong English written and verbal communication skills.
• Excellent time management, organizational, and analytical abilities.

Responsibilities

• Assess credit risk management practices and mitigate risks.
• Analyze credit risks using reports and expert judgment.
• Prepare internal presentations for management.

Skills

Analytical Thinking

Financial Analysis

Risk Identification and Assessment

Governance

Education

Bachelor's degree in Finance, Accounting, Economics, Computer Science or related field

Tools

Microsoft Excel

Microsoft PowerPoint

SQL

Job description

Overview

Credit Portfolio Senior Analyst (UAE National Only) Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Review Senior Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth CG/CPC Risk team in identifying, monitoring, and mitigating emerging credit risks. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.

The role will provide analytical and project support to Unsecured Credit Policy team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have in-depth credit knowledge, experience in risk systems and metrics, and the ability to coach junior team members while managing complex credit risk reviews and business monitoring activities.

What you’ll do

• Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios
• Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment
• Evaluate moderately complex and variable credit issues with significant business impact
• Balance potentially conflicting data sources and develop actionable credit risk strategies
• Lead or support the preparation of Credit Portfolio Scorecards and trend analysis reports
• Assist with Business Monitoring and Review activities
• Prepare internal presentations for management and regulatory stakeholders
• Promote ethical decision-making and support risk and control issue transparency across the firm

What we’ll need from you

• 5–8 years of relevant credit experience, preferably in a financial institution
• Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
• Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
• Strong English written and verbal communication skills
• Excellent time management, organizational, and analytical abilities
• Experience with SQL and fluency in Arabic is a plus

By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more HERE.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Apply

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Job Family Group: Risk Management

Job Family: Credit Review Risk Management

Time Type: Full time

Most Relevant Skills: Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills: For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.