Credit Solutions Finance Manager

ARVO; Johannesburg; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A financial solutions provider is seeking a Finance Manager for their Credit Solutions team in Johannesburg. The successful candidate will lead financial control, prepare management accounts, and ensure compliance with regulations. The role requires a qualified CA(SA) with experience in debt instruments and credit portfolios. Strong analytical and communication skills are essential. This role offers an opportunity to manage a finance team and contribute to process improvements within the organization.

Qualifications

• Recently qualified CA(SA) or several years post articles experience.
• Experience with debt instruments or credit portfolios.
• Strong technical accounting and financial reporting skills.

Responsibilities

• Prepare monthly management accounts and financial reports.
• Own the month end close process, reconciliations and variance analysis.
• Ensure compliance with IFRS and relevant regulations.
• Manage and develop a small finance team supporting Credit Solutions.
• Identify and implement improvements to finance processes.

Skills

Strong analytical skills

Clear communicator

Well organised

Collaborative team player

Education

Qualified CA(SA)

Job description

Our client provides customised debt and capital solutions - including restructuring, turnarounds, equity or debt investing - to companies across Sub‑Saharan Africa that face financial or operational distress. They combine advisory support with flexible capital deployment to stabilise businesses, preserve jobs, and enable long‑term growth rather than short‑term liquidation.

They are looking for a Finance Manager to join their Credit Solutions team!

The Finance Manager will lead the finance function for the Credit Solutions team, combining strong financial control with hands on commercial support. The role requires a qualified CA(SA) out of articles, with exposure to debt instruments and credit portfolios. The successful candidate will ensure accurate financial reporting, strong controls, and provide insight to support credit and debt related decision making.

Key Responsibilities

Financial Reporting and Control

• Prepare monthly management accounts, balance sheet and profit and loss reporting.
• Own the month end close process, including reconciliations and variance analysis.
• Ensure accurate accounting for credit portfolios, impairments and provisions.
• Support internal and external audits and maintain audit ready files.

Credit and Debt Accounting

• Account for debt instruments and structured credit arrangements.
• Monitor and report on recoveries, write offs and cash collections.
• Work closely with credit risk and operations teams to ensure financial data reflects portfolio performance.

Cash Flow and Treasury

• Prepare and maintain cash flow forecasts linked to credit activity.
• Monitor working capital, including receivables, payables and provisioning.
• Support funding and liquidity management related to debt portfolios.

Risk, Compliance and Controls

• Ensure compliance with IFRS and relevant credit and financial regulations.
• Maintain and improve internal controls across credit finance processes.
• Identify financial risks and implement appropriate mitigation actions.

Leadership and Business Partnering

• Manage and develop a small finance team supporting Credit Solutions.
• Partner with operations, risk, legal and commercial teams to support business decisions.
• Provide clear financial insight to support pricing, provisioning and credit strategy.

Process Improvement

• Identify and implement improvements to finance processes and reporting.
• Support system enhancements to improve accuracy, efficiency and control.

Qualifications

Required

• Qualified CA(SA), recently out of articles or with several years post articles experience.
• Experience or exposure to debt instruments, credit portfolios or financial services.
• Strong technical accounting and financial reporting skills.

Advantageous

• Experience in credit management, collections, or structured finance.
• Experience working with financial systems and reporting tools.

Skills and Attributes

• Strong analytical skills with attention to detail.
• Clear communicator, able to explain financial results simply.
• Well organised and able to manage deadlines.
• Collaborative team player with leadership potential.