VP & Director - Credit Risk

Charterhouse Partnership | Asia; Singapore; On-site; SGD 120,000 - 150,000; Full time

Job summary

A reputable international bank in Singapore is urgently seeking a VP/Director for Credit Risk focusing on Infrastructure and Project Finance. The candidate will manage credit risk for large-scale projects across Southeast Asia, South Asia, Korea, and Taiwan. Ideal applicants should possess 7-10 years of experience in credit analysis, with a strong interest in the energy and infrastructure markets. This role requires excellent analytical skills and proficiency in Microsoft Excel, among other qualifications.

Qualifications

• 7-10 years of professional experience in credit analysis or risk management, preferably in Project Finance.
• Experience in assessing and managing credit risk for large-scale projects.
• Advanced proficiency in Microsoft Excel.

Responsibilities

• Review and assess credit applications submitted by business units independently.
• Establish action plans for credits likely to deteriorate.
• Conduct credit portfolio analysis across various sectors.

Skills

Credit Risk experience

Financial modelling skills

Cash flow analysis skills

Strong communication skills

Education

Bachelor's degree in finance or related field

Chartered Financial Analyst or Chartered Accountant qualification

Tools

Microsoft Office (especially Excel)

Job description

A reputable and established international bank is urgently looking for a VP/Director - Credit Risk (Infrastructure & Project Finance) in their Singapore office. The coverage will span across Southeast Asia South Asia, Korea and Taiwan. No WORK VISA SPONSORSHIP IS PROVIDED!

• Credit Risk experience
• Project Finance and/or Infrastructure Transactions experience
• Experience covering enewables, digital media, infrastructure, transportation and energy sectors.
• Analytical, smart, financial modelling, cash flow analysis skills

Main responsibilities:

• Review and assess several types of credit applications submitted by business units independently ; prepare concise and adequate executive summary to seek approval from relevant authorities. Analysing the creditworthiness of borrowers, project developers, sponsors, and corporate entities involved in each transaction.
• Establish an adequate action plan for credits likely to deteriorate to minimize credit costs.
• Manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.
• Conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
• Monitor and proactively control credit exposures under large scale companies and/or certain sectors for increased concern on concentration risks, in cooperation with other relevant teams / departments.
• Discuss direction of potential deals with business units following head office’s credit policy and credit appetite.
• This role does not have an approval authority initially but will be considered in future depending on performance and experience.

Mainy requirements:

• Solid 7-10 years’ professional experience in credit analysis or risk management preferably within Project Finance and/or in the energy and infrastructure sector.
• Experienced in assessing and managing credit risk for large-scale projects.
• Capable in articulating complicated financing transactions and implied risks in a clear and concise manner to a diverse range of stakeholders
• Bachelor's degree or professional qualification in a related field, e.g. degree in finance and accounting or economics.
• Chartered Financial Analyst or Chartered Accountant qualification is an added advantage).
• Advanced proficiency with Microsoft Office (especially Excel) preferred.
• Excellent organizing and planning skills, team player, strong communication skills (written and spoken)
• Eager to learn, demonstrate genuine interest in the energy and infrastructure markets across the APAC region, strong interest/knowledge of APAC energy and infrastructure markets