Vice President Regulatory Compliance Payments

METACOMP PTE. LTD.; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A leading payment institution in Singapore is seeking a Regulatory Compliance Specialist with extensive experience in payments and fintech. The role includes managing compliance frameworks, providing regulatory advice, and ensuring adherence to local laws. Ideal candidates will have over 5 years in regulatory compliance, a strong understanding of the MAS PSA framework, and excellent stakeholder management skills. The position offers a dynamic work environment with opportunities for international expansion.

Qualifications

• 5+ years in regulatory compliance within payments/fintech/crypto.
• Strong command of MAS PSA framework, compliance for DPTs.
• Hands-on experience with wallet screening and sanctions programs.

Responsibilities

• Serve as SME for PSA regulatory obligations and translate them into controls.
• Maintain compliance framework for payments and crypto businesses.
• Ensure timely MAS returns and fraud reporting.

Skills

Regulatory compliance expertise

Stakeholder management

Blockchain analytics tools expertise

AML/CFT knowledge

Cyber hygiene skills

Education

Relevant certifications (CAMS/ICA, CISSP/CISM)

Tools

Blockchain analytics tools

Job description

Business coverage:

• Primary entity: MetaComp (Major Payment Institution under Payment Services Act 2019).
• Product scope: Cross-border payments, digital payment token services (OTC and exchange trading), stablecoin-fiat conversion, prime brokerage, custody, PSP infrastructure, WalletSafe (on-chain AML/CFT screening), MPC Wallet, POBO/COBO.
• Jurisdictions: Singapore (primary), with prospective Hong Kong MSO (money service operator) licensing and other strategic markets.

Key responsibilities:

Regulatory advisory and interpretation (SG)

• Serve as SME for PSA and related MAS Notices/Guidelines applicable to MPI (cross-border money transfer, DPT services), including Technology Risk Management, Cyber Hygiene, E-payments User Protection Guidelines (as applicable), and stablecoin-related requirements.
• Translate regulatory obligations into practical controls across product, engineering, operations, and customer-facing teams.

Compliance framework and monitoring

• Maintain the Compliance Framework for payments and crypto businesses: business conduct, complaints, disclosures, transaction limits/controls, safeguarding of customer monies/assets, outsourcing/vendor risk, operational resilience.
• Execute risk-based CMP: transaction monitoring, market abuse/surveillance for OTC/exchange activities, FX/stablecoin conversion controls, and wallet screening oversight.

Licensing and regulator engagement

• Manage MPI license conditions, business plan updates, senior appointment notifications, and new activity add-ons (e.g., additional corridors, products).
• Lead interactions with MAS: inspections, thematic reviews (e.g., AML/CFT, TRM), breach/incident reporting, and remediation.

Product and infrastructure compliance

• Partner with product/engineering on StableX, Pay, Wallet, and Wealth modules to embed compliance by design: API partner onboarding, counterparty standards, MPC wallet key management controls, custody segregation, and customer asset protection.
• Oversee exchange/OTC market integrity: best execution, fair pricing, conflicts, market surveillance, and liquidity provider governance.

Cross-border corridors and partners

• Conduct regulatory due diligence of PSP partners, market makers, custodians, and banks across APAC, Europe, and the Americas; maintain partner risk assessments and contractual controls.

Technology risk and cybersecurity

• Ensure compliance with TRM and Cyber Hygiene requirements: security baselines, incident response, penetration testing, DR/BCP, key management, and change management.
• Review smart contract/stablecoin integration risks and wallet security controls (MPC, multi-cloud, shard governance).

Consumer/institutional protection

• Oversee disclosures, marketing compliance, complaints handling, and error resolution procedures; ensure institutional client agreements and risk disclosures meet regulatory standards.

Regulatory reporting and financial crime operations

• Ensure timely MAS returns, fraud reporting, and DPT incident notifications; implement MI dashboards and KRIs for compliance.

International expansion (HK MSO and others)

• Lead or support HK MSO application and ongoing compliance (AMLO, CDD/KYC standards, suspicious activities monitoring and reporting, store-of-value/payment instruments where applicable).
• Map differences between PSA (SG) and MSO (HK) for policy harmonization; support other jurisdictions’ licensing strategy.

Training and culture

• Deliver tailored training for sales, ops, traders, engineers, and leadership on AML/CFT, sanctions, market abuse, technology risk, and product-specific obligations.

Minimum Qualifications:

• 5+ years in regulatory compliance within payments/fintech/crypto, VASPs, or regulatory/consulting roles focused on PSA/DPT for high-growth fintechs.
• Strong command of the MAS PSA framework, compliance for DPTs and cross-border money transfer, Travel Rule, TRM/Cyber Hygiene, and safeguarding/customer asset protection controls.
• Hands-on experience with blockchain analytics tools, wallet screening, sanctions programs, and typology-driven alerting.
• Experience with exchange/OTC market integrity and fair dealing preferred.
• Exposure to Hong Kong MSO/AMLO requirements; experience preparing MSO license applications is advantageous.
• Excellent stakeholder management across product/engineering and external partners; track record embedding “compliance by design” into APIs, wallets, and payments flows.
• Relevant certifications (e.g., CAMS/ICA, CISSP/CISM for TRM exposure, CGSS, ACFCS) are a plus.

Preferred Qualifications:

• 8+ years in regulatory compliance within payments/fintech/crypto, VASPs, or regulatory/consulting roles focused on PSA/DPT for high-growth fintechs.
• Strong command of the MAS PSA framework, compliance for DPTs and cross-border money transfer, Travel Rule, TRM/Cyber Hygiene, and safeguarding/customer asset protection controls.
• Hands-on experience with blockchain analytics tools, wallet screening, sanctions programs, and typology-driven alerting.
• Experience with exchange/OTC market integrity and fair dealing preferred.
• Exposure to Hong Kong MSO/AMLO requirements; experience preparing MSO license applications is advantageous.
• Excellent stakeholder management across product/engineering and external partners; track record embedding “compliance by design” into APIs, wallets, and payments flows.
• Relevant certifications (e.g., CAMS/ICA, CISSP/CISM for TRM exposure, CGSS, ACFCS) are a plus.

Success metrics

• Effective AML/CFT and TRM outcomes evidenced by low incident rates and strong inspection results.
• Scalable partner onboarding with robust risk controls; timely corridor/product launches with compliant design.
• Successful HK MSO application and clean ongoing compliance.
• Reduction in false positives while improving detection of true risk in on-chain monitoring.