Sales Manager (Business Development / Account Relationship / SME Loans)

EA RECRUITMENT PTE. LTD.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A well-established financial services firm is seeking a skilled relationship manager to develop and manage long-term relationships with SME clients in Singapore. The role involves conducting credit assessments, structuring loan terms, and providing financial advisory services. The ideal candidate has 3-5 years of experience in the loans sector, with a background in business studies or finance. Competitive salary package with allowances and bonuses is offered.

Benefits

Excellent welfare and benefits

Career progression

Qualifications

• 3-5 years of relevant working experience in the loans sector as a loan sales or relationship management.
• Experience in evaluating loan applications and assessing credit risk will be a plus.

Responsibilities

• Develop and manage long-term relationships with SME clients.
• Identify new lending opportunities within the SME segment.
• Conduct in-depth credit assessments.
• Structure and negotiate loan terms.
• Monitor and manage a portfolio of SME loan accounts.
• Provide financial advisory services to clients.
• Guide clients through the loan application process.

Skills

Relationship management

Credit risk assessment

Financial advisory

Loan application processing

Education

Diploma / Degree in Business Studies, Finance, Banking, Economics, Commerce

Job description

• Well Established Company
• Basic $4000 - $5500 + Allowances + Commission + Variable Bonus
• Excellent Welfare and Benefits + Career progression
• Working location: Chinatown
• Working days: Monday - Friday (5 days)
• Working hours: 9.30am - 6.30pm

Key Responsibilities

• Develop and manage long-term relationships with SME clients, serving as their primary point of contact for financial and lending needs.
• Identify new lending opportunities within the SME segment through prospecting, networking, and referrals.
• Conduct in-depth credit assessments, analyzing financial statements, repayment capacity, and credit risk.
• Structure and negotiate loan terms in accordance with internal policies, risk guidelines, and regulatory requirements.
• Monitor and manage a portfolio of SME loan accounts, ensuring timely repayments and addressing any potential delinquencies.
• Collaborate with internal teams (credit, legal, operations) to ensure accurate and efficient loan processing and documentation.
• Provide financial advisory services to clients, supporting their growth plans, cash flow management, and capital investment decisions.
• Guide clients through the loan application and approval process, ensuring a seamless experience.Other ad how duties as assigned.
• Other ad hoc duties as assigned.

Requirement

• Diploma / Degree in Business Studies, Finance, Banking, Economics Commerce, or any other relevant education
• 3 - 5 years of relevant working experience in the loans sector as a loan sales, relationship management or any similar positions
• Experience in evaluating loan applications and assessing credit risk will be a plus

Candidates are encouraged to apply this position via Apply Now button with the following information in the resume

• Work experiences and job responsibilities
• Current and Expected salary
• Reason for leaving
• Date of availability
• Education background

We regret that only shortlisted candidates will be contacted.

NG JYA YEE (R23119014)
EA Recruitment Pte Ltd
EA License No: 21C0492