Credit Analyst / VP

PASONA SINGAPORE PTE. LTD.; Singapore; On-site; SGD 60,000 - 85,000; Full time

Job summary

A leading financial services firm in Singapore is seeking a Credit Analyst/AVP-CK to conduct thorough credit risk assessments and prepare frequent reports for management. The ideal candidate will have at least 5 years of credit analyst experience in the banking sector and a relevant degree. Responsibilities include organizing meetings, conducting research relevant to credit issues, and training junior colleagues. This role offers competitive compensation and opportunities for growth within the company.

Qualifications

• At least 5 years of credit analyst experience in the banking industry with writing credit papers.
• Degree is required.
• Experience in Project Finance, REIT/Shipping, and LBO Finance.

Responsibilities

• Conduct review and analysis of existing and potential borrowers for credit risk assessment.
• Prepare and present annual and quarterly 'Credit Review' to management.
• Support credit rating application proposed by Credit Investment Department.
• Preparation of monthly report to Senior Management.
• Liaise with Head Office regarding credit control.
• Organise Credit Committee meetings and prepare minutes.
• Conduct research and produce reports on credit issues.

Skills

credit risk assessment

Microsoft Excel

Due Diligence

Risk Assessment

Corporate Banking

credit review

REIT

Project Finance

Compliance

LBO

Financial Statements

credit applications

Writing

Accountability

Financial Analysis

Banking

Shipping

Financial Services

Credit Risk

Credit Analysis

Education

Degree

Job description

Roles & Responsibilities

Job title: Credit Analyst/AVP-CK

Location: Central

• Conduct review and analysis of existing and potential borrowers for independent and impartial presentation of credit risk assessment.
• Conduct independent and impartial credit risk analysis of existing and potential borrowers for (amongst others) creditworthiness and repayment capability.
• Prepare and present annual and quarterly (if required) "Credit Review" to the Branch Senior Management for existing and potential new Japanese and non-Japanese customers within stipulated framework pursuant to Head Office and branch's policies and procedures ("P&P").
• Independently support credit rating ("CRR") application proposed by Credit Investment Department.
• Preparation of monthly report to Branch Senior Management (at Credit Committee Monthly meeting) tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch's P&P.
• Preparation of monthly self review checklist reporting department's work schedule to Branch Senior Management.
• Preparation of financial and non-financial covenants via respective quarterly and monthly report to Branch Senior Management, together with detailed verification of individual covenants certificate provided by agent banks undertaken from time to time.
• Liaise with Head Office regarding credit control when necessary, which includes but is not limited to communications by e-mail or telephone.
• Organise Credit Committee Individual Proposal/Monthly meetings. Prepare and circulate minutes thereof and maintain originals together with related materials so presented.
• Conducting research and producing report on credit issues relevant to branch's credit portfolio.
• Assist, train and provide oversight for junior or new colleagues to facilitate smooth running of CC Department operations.
• Undertake, assist and support CC Department's drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct.
• Support Head of Department in endeavors to achieve CC Department's targets.
• Undertake other tasks regarding credit control under the direction of Head of Department.
• Work in the other departments in the Branch when appointed by Branch Senior Management.

Qualifications

• At least 5 yrs of credit analyst experience in banking industry with writing credit papers.
• Degree is required.
• Experience in the following credit analyst work such as Project Finance, REIT/ Shipping and LBO Finance.

Interested applicants please send your resume to [e-mail] with email subject header " Credit Analyst- CK" Job ID: 19789.

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Key Skills

• credit risk assessment
• Microsoft Excel
• Due Diligence
• Risk Assessment
• Corporate Banking
• credit review
• REIT
• Project Finance
• Compliance
• LBO
• Financial Statements
• credit applications
• Writing
• Accountability
• Financial Analysis
• Banking
• Shipping
• Financial Services
• Credit Risk
• Credit Analysis