Chief Risk Officer

OBITA PTE. LTD.; Singapore; On-site; SGD 120,000 - 200,000; Full time

Job summary

A leading fintech company in Singapore is seeking an experienced risk management professional to establish and lead its enterprise risk management framework. The ideal candidate will have over 8 years of experience in payments, fintech, or digital assets and strong knowledge of liquidity management. Responsibilities include overseeing treasury risk management and implementing anti-fraud strategies, with a strong emphasis on leadership and communication skills.

Qualifications

• 8+ years of risk management experience in payments, fintech, or digital assets.
• Hands-on expertise in fund operations, position management, and settlement.
• Strong cross-cultural communication skills.

Responsibilities

• Establish and lead the enterprise risk management framework.
• Oversee liquidity and treasury risk management.
• Design anti-fraud strategies and conduct due diligence.

Skills

Risk management experience

Cross-border payment flows

Liquidity management

AML/KYC/KYB knowledge

Leadership skills

Education

Bachelor's degree in Finance, Economics, Risk Management, Accounting

Job description

Key Responsibilities

• Establish and lead the group’s enterprise risk management framework, covering financial, operational, market, credit, technology, and partner risks;
• Oversee liquidity and treasury risk management, including daily fund operations, position monitoring, reconciliation, clearing, and settlement controls;
• Design and implement transaction monitoring and anti-fraud strategies, including on-chain address screening, anomaly detection, and escalation procedures;
• Conduct counterparty and partner due diligence, ensuring robust risk assessment of banks, payment channels, custodians, and other service providers;
• Collaborate with the Head of Legal & Compliance/MLRO to align risk controls with AML/KYC/KYB, sanctions, and regulatory expectations;
• Partner with Product and Technology teams to embed risk controls into product design, enabling automation and scalability of monitoring systems;
• Lead contingency planning for stablecoin de-peg, settlement disruptions, and channel failures, including stress testing and scenario analysis;
• Provide periodic risk reports and recommendations to senior management and the Board, offering data-driven insights for strategic decisions;
• Build and scale a risk management team across treasury risk, transaction monitoring, fraud prevention, and operational risk as the company grows.

Requirements

• Bachelor’s degree or above in Finance, Economics, Risk Management, Accounting, or related disciplines;
• 8+ years of risk management experience in payments, fintech, or digital assets, with practical exposure to cross-border treasury operations;
• Strong knowledge of cross-border payment flows, liquidity management, stablecoin and virtual asset risks;
• Hands-on expertise in fund operations, position management, reconciliation, clearing, and settlement;
• Familiarity with AML/KYC/KYB, fraud prevention, and transaction monitoring frameworks;
• With strong cross-cultural communication and leadership skills.

Preferred Qualifications

• Previous leadership experience in cross-border payments, stablecoin wallets, or VASPs;
• Proven track record of building risk systems, rule engines, or data-driven fraud and liquidity monitoring frameworks;
• Access to emerging market payment channels or banking networks, with expertise in liquidity and settlement practices;
• Ability to scale a risk function from zero to one in a high-growth startup environment.