Analyst - Risk and Controls

Moladin; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading mobility fintech platform in Singapore is seeking a full-time candidate to support various risk functions in dealer financing. The role involves optimizing systems, analyzing data, and collaborating across teams to ensure efficient processes. Ideal applicants are recent graduates with strong critical thinking, problem-solving skills, and the ability to work in a fast-paced environment. This position offers an opportunity to impact SME access to finance and work with a diverse team.

Qualifications

• Recent/Fresh/Final year undergraduates are welcome to apply.
• Ability to work well in a team; especially cross-culturally with local Indonesians.
• Resourceful, able to resolve issues in a timely and efficient manner.

Responsibilities

• Work cross-functionally with various stakeholders to optimize systems.
• Develop and track metrics related to onboarding and transactions.
• Analyze data to improve processes and optimize the sales-to-risk balance.
• Collaborate with the Indonesia team for process optimization.
• Prepare updates and materials for management and investors.

Skills

Critical thinking

Data handling

Problem-solving

Research capabilities

Teamwork

Adaptability

Education

Bachelor's degree with first or second class upper honours

Job description

Moladin is Indonesia’s leading asset backed SME lending platform, underwriting used cars and property to deliver fast, secure capital to small and medium businesses. We leverage AI and IoT to transform underwriting at scale, are recognized as the fastest growing in our segment, and are backed by DST Global, Ares Management, and Peak XV Ventures. Join us to drive real impact expanding SME access to finance across Indonesia, work with an experienced, collaborative team, and grow your career in a high ownership, hyper‑growth environment. Please refer to our website at https://moladingroup.com/ for more information.

Role Description

This full‑time role is based in Singapore, supporting various risk functions for our dealer financing business.

Areas the candidate will be focused on span across various business areas; from dealer onboarding, vehicle appraisal, pre‑disbursement checks, document verification and loan monitoring.

Responsibilities

• Work cross‑functionally with various stakeholders in developing and optimizing existing systems and processes. This includes review of our existing controls and risk criteria across various steps of the onboarding/transaction funnel.
• Develop various metrics within the relevant step(s) of the onboarding/transaction funnel and follow up with a sustainable way of tracking and analyzing various datasets.
• Critically analyze data and develop insights which can help the team further improve and optimize its existing processes and criteria; continually optimizing the business’s sales‑to‑risk balance.
• Work closely with the local Indonesia team in optimizing and systemizing their existing process; this includes (but not limited to) the development and implementation of trackers, automation of various operational processes, close communication with the team in adoption of these systems.
• Prepare management update and reporting, and investor communication materials on our dealer financing business as and when needed.

Requirements

• Recent / Fresh / Final year undergraduates are welcome to apply.
• Good critical thinking and ability to handle large datasets.
• Strong drive to solve problems and create impact.
• Strong research and analytical capabilities.
• Ability to work well in a team; especially cross‑culturally with local Indonesians.
• Resourceful, able to resolve issues in a timely and efficient manner.
• Able to embrace change and thrive in an extremely fast‑paced environment.
• Bachelor's degree with first or second class upper honours.

Note: Interested applicants, please send your CV to [e-mail].

About Moladin

Moladin is Indonesia’s leading mobility fintech platform with end‑to‑end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry‑leading AI/IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK‑regulated multi‑finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit https://moladin.com

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