Credit Risk Director

Global Swiss Based Financial Mining And Metal Commodity Trading Company; Puebla de Zaragoza; Presencial; MXN 600,000 - 800,000; Jornada completa

Descripción de la vacante

Una importante empresa comercializadora con sede en Suiza busca un Director de Riesgo de Crédito para trabajar en Puebla. El candidato ideal tendrá más de 8 años de experiencia en evaluación de créditos y análisis de estados financieros, así como un dominio sólido de diversos productos bancarios y estrategias de gestión de riesgos. Se requiere un nivel de inglés profesional. La empresa ofrece una compensación competitiva y beneficios por encima de la ley.

Servicios

Compensación muy competitiva

Beneficios por encima de la ley

Exposición internacional

Formación

• 8 o más años de experiencia en evaluación de crédito y análisis de estados financieros.
• Conocimiento detallado del ciclo de gestión de riesgos comerciales.
• Dominio del inglés a nivel profesional requerido.

Responsabilidades

• Conducir análisis contraparte para establecer clasificaciones crediticias.
• Investigar y analizar datos financieros para decisiones de crédito.
• Preparar memorandos detallados para propuestas de financiamiento.
• Liderar estructuración de transacciones y gestionar soluciones de transferencia de riesgo.

Conocimientos

Análisis de estados financieros

Gestión de riesgos comerciales

Conocimiento de productos bancarios

Hedging de commodities

Independencia y creatividad

Educación

Maestría en Finanzas y/o Economía

Descripción del empleo

Vacante para la empresa Global Swiss based financial mining and metal commodity trading company en Puebla, Puebla

Global Swiss based financial mining and metal commodity trading company requiere

Credit Risk Director (to work based in Puebla)

Main responsibilities

• Conduct counterparty analysis, for the establishment of credit grades, limits, and payment terms.


• Research various sources and analyze financial data to support making decisions or recommendations, while working within delegated credit authority.


• Stay informed of and react to macro and market trends, and the competitive landscape within different sectors.


• Assess financing and hedging structures for clients, with a focus on risk‑adjusted returns.


• Prepare detailed memos for the larger proposals (working capital financing, project finance / PXF / tolling) for escalation to management.


• Lead transaction structuring and put in place risk transfer solutions through bank financing (working with treasury and legal teams), and insurance (working with brokers and underwriters), also manage the Credit Insurance policy: limit requests & renewals, claims, etc.


• Have a cross‑functional approach to integrate all risk aspects into the analysis: Compliance (Sanctions, AML, ESG/Sustainability, etc.), Insurance (Cargo & Marine, Political Risk, etc.); and others (Market Risk, Treasury, Traffic, Legal, etc.).


• Assist the Head of Risk in development of Credit methodologies and associated models / processes.


• Prepare and/or monitor Consolidated (Residual) Risk report to ensure limits compliance and take remedial actions.


• Maintain & review the ageing and high‑risk reports and notify of any potential defaults along with recommended action plans.


• Travel across the region (estimated 1 week per quarter) to improve business knowledge and build a direct relationship with counterparties.

Experience

• 8 or more years' experience with credit evaluation and financial statement analysis within a commercial bank (corporate / trade finance, asset management), credit rating agency, big four accounting firms (audit or advisory departments), and major credit insurance companies.

Skills

• Detailed understanding of the overall trading risk management lifecycle and the policies, procedures and strategies employed to manage this risk.


• Ability to analyze financial statement, establish credit limits for customers and recommend financing options/alternatives.


• Good working knowledge of typical bank product offerings: letters of credit, factoring, forfaiting, structured trade finance, repos, corporate finance risk participations, project‑related financing.


• Experience in commodity trading industry; understanding of market risk measurement strategies and of financial and commodity hedging instruments in particular derivatives, options, and embedded optionality; knowledge of risk management analysis techniques including Value at Risk and Stress Testing techniques.


• Commercial mindset and assist in the growth of new businesses / products across the region.


• Key personality traits: independence, creativity, detail oriented, organized and ability to multi‑task.

Languages

• English proficient level required.

Education

• Masters University degree (in Finance and/or Economics) or related CFA desirable.

We offer

• Very competitive compensation.


• Benefits above the law.


• International exposure.

Nível de educação deseada

Superior - titulado

Nível de experiência deseada

Nível Alto Directivo

Funcão departamental

Contabilidade / Finanzas

Industria

Minería y Metales

Habilidades

• credit risk


• riesgo de crédito


• director de crédito


• cfa