Underwriter Property

AXA Group; Lombardia; In loco; EUR 45.000 - 60.000; Tempo pieno

Descrizione del lavoro

A leading insurance provider in Milan is seeking an Underwriter for Property to deliver tailored underwriting services. The role involves assessing risks, calculating premiums, and managing client relationships to ensure satisfaction and profitable growth. Ideal candidates will have experience in property insurance, fluency in English and Italian, and possess strong analytical and negotiation skills. Collaboration within a team is essential, along with a proactive approach to market trends and client needs.

Competenze

• Some experience in Property business and market knowledge.
• Ability to communicate and work in English and Italian.
• Efficient management of stakeholder interactions and needs.
• Knowledge of selling and negotiation techniques.
• Strong analytical thinking for data-based decisions.
• Teamwork skills and collaboration with colleagues.
• Ability to propose creative ideas considering practical aspects.
• Awareness of market trends and business transformation.

Mansioni

• Review submissions and conduct research to assess risk.
• Calculate risk premium and ensure profitability.
• Advise clients on insurance and risk management.
• Manage relationships for cross-selling opportunities.
• Implement new and renewed accounts effectively.
• Support business planning and monitor financial exposure.
• Provide input on claims settlement.

Conoscenze

Experience in Property business

Communication in English and Italian

Stakeholder management

Selling and negotiation techniques

Analytical thinking

Team collaboration

Creativity and idea generation

Knowledge of new trends

Descrizione del lavoro

Underwriter Property

Milan, Italy

Joining AXA XL as Underwriter you will have the opportunity to work with a wide range of clients to provide an innovative and bespoke underwriting service. Each risk we consider is unique which means our clients and brokers should enjoy a best practice, market leading experience of working with us.

In your Underwriter role you will be responsible for writing new and renewal business for an allocated range of clients across the book, working with brokers and clients in support of the profitable growth of a portfolio in line with the agreed Business Plan, as well as developing high quality levels of relationships with brokers, clients and internal functions.

This is a regulated role under the Central Bank of Ireland’s Fitness and Probity regime.

DISCOVER your opportunity

What will your essential responsibilities include?

• Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine the degree of risk for each account.
• Calculating appropriate risk premium by considering the risk costs inherent to the sector, reinsurance cessions as well as the Underwriting and general administration costs while ensuring profitability.
• Proactively advising, assisting, servicing, and following up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements.
• Effective relationship management to initiate opportunities for cross‑selling offered products and ensuring account retention.
• Controlling timely implementation of new and renewed accounts according to quality standards.
• Supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits.
• Maintaining awareness of all claims advised while supporting and providing input on settlement of claims.

You will report to the Underwriting Manager Property, Energy & Construction, Italy

SHARE your talent

We’re looking for someone who has these abilities and skills :

• Some experience in Property business and market knowledge
• Communicate and work in English and Italian
• Understands stakeholders’ needs and concerns and identifies points of agreement. Efficiently manages the interactions with other parties involved.
• Know and use selling and negotiation techniques; adapt to the customer's situation, needs and behavior. Explores different alternatives and influence the other parties to reach an agreement with positive outcomes for all.
• Analytical thinking, performing fact and data‑based analyses of situations or issues. Make swift and efficient data‑based decisions and keep the focus on goals over time.
• Work in team with colleagues of different seniority and expertise to achieve collective goals.
• Appreciate and propose new and creative ideas, taking practical considerations into account.
• Develop knowledge of new trends and business transformation.

FIND your future

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid‑sized companies, multinationals and even some inspirational individuals we don’t just provide re / insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data‑driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business – property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Inclusion & Diversity