At Scalapay, we’re shaping a culture with high standards, independent and critical thought, innovation, ownership, and continuous learning. We operate in a fast-moving, tech-driven environment, and we’re looking for people who thrive in change, think boldly, and take initiative.
If you’re ready to put your potential to the test in a hiring process designed to spotlight exceptional talent, this is your chance to stand out and grow with one of Europe’s most ambitious fintech teams.
#MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer.
The Mission
We're seeking a Lead Software Engineer to join our Customer domain team, where you'll build the Scalapay Card that will revolutionise how our customers pay. You'll help drive a critical strategic initiative to increase payment frequency and become customers' top-of-mind payment solution across Southern Europe.
Key Responsibilities:
Lead the design and development of the Scalapay Card product - a charge card enabling customers to pay now, pay in 3/4, or access flexible payment options anywhere. You'll create scalable solutions that integrate card issuing, payment processing, wallet functionality, and embedded credit features. Working in an autonomous, Agile environment, you'll have end-to-end ownership of projects while collaborating with and mentoring a talented engineering team.
- Provide technical leadership for the development team
- Design and build the Scalapay Card platform enabling pay now and pay later functionality anywhere
- Develop responsive, intuitive mobile and web interfaces for card management, spending controls, and payment experiences
- Create clean, well-structured RESTful APIs integrating card issuing partners, payment networks, and core Scalapay platform
- Drive innovation in card onboarding, activation, transaction processing, and customer controls
- Implement robust security, fraud prevention, and PCI-DSS compliance measures for card operations
- Build wallet features supporting multiple payment methods and embedded credit
- Partner with Risk, Payment, and Infrastructure teams to ensure reliability and regulatory compliance
- Mentor engineers and establish best practices for fintech product development
- Ensure quality through comprehensive testing, monitoring, and automation
- Collaborate with product and design teams to deliver exceptional customer payment experiences
- Participate in all phases of the development lifecycle
Essential Qualifications
- Bachelor's degree in Computer Science or related field
- 8+ years of professional software development experience
- Experience with modern front-end development practices (responsive design, state management, performance optimization)
- Proven experience leading software and QA engineering teams
- Passion for software design best practices and clean code
- Track record of successful project delivery
- Experience building payment, card issuing, or fintech products strongly preferred
- Understanding of payment networks, card schemes (Visa/Mastercard), and issuing processes preferred
- Knowledge of financial services regulations, PCI-DSS, and data security standards preferred
- Experience in developing customer facing mobile applications preferred
What We're Looking For
- Exceptional full-stack development skills with strong front-end expertise
- Deep understanding of customer payment experiences and fintech product development
- Security-first mindset with appreciation for regulatory compliance requirements
- Bias for action with a great attitude
- Strong leadership and mentoring capabilities
- Ability to work effectively with cross-functional teams including Risk, Compliance, and Payment domains
Why you should join Scalapay:
- Collaborate with industry leaders focused on exceptional merchant and user experience
- Direct impact on how thousands of European merchants offer BNPL solutions
- Accelerate your professional growth with ownership of product delivery
- Work in a lean, people-focused Agile environment
- Access to latest technologies with room for creative input
- Personalised support to accelerate your professional growth and take ownership of the products you deliver: we want to help you grow!
- Flexible work arrangements supporting work-life balance
Recruitment Process:
- A quick chat with one of our Talent Acquisition team members
- The first interview with the Hiring Manager to dive deep into your experiences and better understand your motivation
Super Pro tip: we know that application processes can be scary and frustrating but… we look for talent, not people that tick all our boxes.
We believe in the power of diversity: Scalapay is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.
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