Jobs in Ipswich, United States

This range is provided by Skillful. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

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Role: Credit Underwriter / Credit Risk Analyst

Location: Fully remote (UK only)

This is a brilliant opportunity to join a digital-first, values-led business that’s already made serious waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards and business finance, they’re helping people buy everything, everywhere, every day and doing it in a smarter, fairer way.

They’ve built a strong foundation and are now expanding their UK operation, giving you the chance to join early, take ownership and make a difference from day one. The culture is collaborative, energising and full of people who care deeply about doing good work. You’ll be trusted, supported and given the space to grow.

They’re looking for someone to help them grow as a Credit Underwriter / Credit Risk Analyst.

This hands-on role is perfect for someone who thrives on variety. You’ll make real-time credit decisions while also supporting wider portfolio analysis using SQL and Python. Whether you’re an experienced underwriter with an interest in analytics, or already blending both, this role offers growth and impact.

To succeed, you should have experience underwriting unsecured personal loans or be comfortable assisting with underwriting. A good understanding of credit risk is essential. You should be comfortable working independently, spotting risks, and making confident decisions that balance risk with growth.

Key responsibilities include:

• Reviewing and assessing consumer credit applications across a growing portfolio
• Engaging with customers and gathering additional information
• Spotting risk and fraud, making clear credit decisions
• Supporting analytics projects using SQL and Python (bonus)
• Generating insights on performance and shaping credit strategy
• Collaborating across teams to improve processes and outcomes
• Taking ownership of your work in a fast-paced, remote environment

Requirements:

• Experience underwriting in UK consumer lending, especially unsecured loans
• Knowledge of credit risk strategies and affordability models
• Proficiency with SQL or Python, or willingness to learn
• Ability to balance commercial thinking with attention to detail
• Clear communication skills and decision-making under pressure
• Comfort working remotely with trust and autonomy

If this sounds like the right next step, we’d love to connect. We can send you a full spec or arrange a brief call. Contact us at Info@meetskillful.com or Chris.manning@meetskillful.com.

• Mid-Senior level

• Full-time

• Finance

• Banking and Financial Services