Vice President Commercial Lender

First Financial Bankshares; Hereford; On-site; GBP 50,000 - 70,000; Full time

Job summary

A financial institution is seeking an experienced individual for a role focused on making and servicing Commercial and Real Estate loans. The position involves business development activities, excellent communication skills, and a strong customer service orientation. Candidates should have at least six years of banking experience and preferably a bachelor’s degree in finance or accounting. Candidates should be proficient in Microsoft Office applications and possess strong interpersonal skills. The role is based in Hereford, England, and offers a collaborative work environment.

Qualifications

• Bachelor’s degree preferred in accounting, finance, or related field.
• Six years of previous banking experience required.
• Effective oral communication and professional demeanor are essential.

Responsibilities

• Make and service all types of Commercial and Real Estate loans.
• Provide guidance to customers to meet their banking needs.
• Develop new business to increase loans and income.

Skills

Ag Lending Experience

Communication Skills

Interpersonal Skills

Microsoft Word

Microsoft Excel

Education

Bachelor’s degree in accounting, finance, or related

Job description

Address

We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description : Office Location

Hereford, Texas, United States

SCOPE / CONTACTS :

Incumbent is responsible for the making and servicing of a variety of loans for commercial customers including but not limited to: secured and unsecured, capital, equipment, real estate, interim construction, personal, small business administration, and working capital loans. Must evaluate each loan for profitability and proper structuring to protect the Bank's interests and must make decisions that merit serious consideration; decisions that could be costly to the Bank if in error. This position requires performance of business development activities within commercial business market area and heavy customer contacts. Incumbent should have excellent communication and human relation skills and attend a variety of social situations in representing the Bank.

ESSENTIAL FUNCTIONS :

• Make and service all types of Commercial and Real Estate loans either personally or in conjunction with other officers.
• Provide guidance to customers to ensure their banking needs are met.
• Promote the services and profitability of the Bank.
• Develop new business to ensure a constant increase in loans and income to the Bank.
• Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

MINIMUM QUALIFICATIONS :

• Ag Lending Experience Preferred
• The incumbent must have a bachelor’s degree in accounting, finance, or related would be an advantage,
• Six years of previous banking experience.
• Proficiency in Microsoft Word, Excel, and related computer applications is also required.
• Incumbent must be able to work with limited supervision.
• Professional demeanor as well as effective oral communication and interpersonal skills are essential.