Underwriter - 12 month FTC

Ultimate Banking Ltd; Chorley; Hybrid; GBP 37,000 - 43,000; Full time

Job summary

A customer-centric mortgage provider in the UK is looking for an Underwriter on a 12-month fixed-term contract. The successful candidate will handle a variety of mortgage applications and provide high-quality service to customers and intermediaries. Candidates should have manual underwriting experience in complex lending. The role offers a competitive salary of circa £37k, with excellent benefits including remote work options and 25 days holiday.

Benefits

25 days holiday (rising with service)

Holiday purchase scheme

Pension

Bonus

Qualifications

• Previous manual underwriting experience, specifically with more complex lending.
• Held a mandate in previous roles.

Responsibilities

• Process mortgage Decision in Principle requests from intermediaries.
• Maintain accurate records throughout mortgage application stages.
• Consider mortgage applications outside standard policy for justified reasons.
• Identify opportunities for continuous improvement.

Skills

Manual underwriting experience

Complex lending experience

Job description

Underwriter – 12 month FTC

Lancashire

Circa £37k depending on experience + benefits

Are you an experienced, manual underwriter seeking a new challenge working for a customer centric mortgage provider? Our client prides themselves on offering a wide portfolio of lending, from complex residential, BTL, Holiday lets, Self Build and more!

Within this role, you will be responsible for manually underwriting all types of mortgages and offering an exemplary service to both customers and intermediaries. This is a 12-month, fixed term contract.

Duties of the Underwriter will include:

• Process mortgage Decision in Principle (DIP) requests from intermediaries
• Maintain accurate records and notes throughout all stages of the mortgage application
• To consider mortgage applications outside standard lending policy where a justifiable business reason exists
• Identifying opportunities for continuous improvement of products, policy, processes and procedures

It is essential that you have previous manual underwriting experience, specifically with more complex lending and have held a mandate.

Their head office is based in Lancashire and they are happy to consider this role as mainly remote, with circa 2 days per month based at their head office (more initially for the training period).

Please note that there is a requirement to work one Saturday from 9am – 12.00 pm every 6/7 weeks (which would be remotely).

Along with a competitive salary, they offer excellent benefits which include 25 days holiday (rising with continuous service) holiday purchase scheme, pension, bonus and more!

If this sounds like the next move for you, apply today!