Technical Payments Business Analyst

Akkodis; City Of London; Hybrid; GBP 65,000 - 90,000; Full time

Job summary

A leading bank is looking for an experienced Technical Payments Business Analyst to support payment processes and enhancements. You will work with stakeholders to capture requirements and improve payment workflows, including card and ACH systems. The ideal candidate will have a strong understanding of payment APIs and regulatory compliance, with the ability to document user stories and process flows. This permanent role offers a competitive salary and a hybrid work model with 3 days onsite in Central London.

Qualifications

• Experience in banking or financial services as a Technical Business Analyst or Payments Analyst.
• Understanding of payment systems: ACH, wires, card networks, and digital wallets.
• Excellent analytical skills and ability to document requirements and user stories.

Responsibilities

• Work with business stakeholders to understand payment processes and capture requirements.
• Support analysis and improvement of payment workflows.
• Assist in design and enhancement of payment systems and APIs.

Skills

Technical Business Analyst or Payments Analyst

Payment systems, platforms, and processes

Payment APIs, gateways, and system integrations

Requirement documentation

Stakeholder management

Analytical skills

Agile/Scrum experience

Job description

Technical Payments Business Analyst

Hybrid - 3 days onsite in Central London

65k - 90k depending on relevant experience

Permanent

Role Overview

Our client, a leading bank, is seeking an experienced Technical Payments Analyst to join their team. This role focuses on payment APIs, gateways, and platform integrations, delivering solutions across domestic and international payment channels.

Key Responsibilities

• Work with business stakeholders to understand payment processes and capture business and functional requirements
• Support analysis and improvement of payment workflows, including card, ACH, wire, real-time payments, and digital wallets
• Assist in the design, integration, and enhancement of payment systems, APIs, and gateways with IT and vendors
• Translate requirements into user stories, functional specifications, and process flows
• Support UAT, testing, and deployment for payment platform enhancements or new implementations
• Monitor and analyse payment transactions and system performance to identify issues or optimisation opportunities
• Ensure solutions are compliant with internal policies and regulatory standards, providing clear technical documentation

Candidate Requirements

• Experience as a Technical Business Analyst or Payments Analyst in banking or financial services
• Strong understanding of payment systems, platforms, and processes (ACH, wires, card networks, real-time payments, digital wallets)
• Hands‑on experience with payment APIs, gateways, and system integrations
• Ability to document requirements, user stories, and process flows
• Experience collaborating with IT, operations, and vendors on payment projects
• Familiarity with regulatory requirements (e.g., SWIFT, ISO 20022, PSD2, NACHA)
• Strong analytical skills and stakeholder management capabilities
• Agile/Scrum experience is a plus

Both Modis International Ltd and Modis Europe Ltd are Equal Opportunities Employers.

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