Senior Treasury Manager

Paysend; Greater London; Hybrid; GBP 80,000 - 100,000; Full time

Job summary

A leading fintech company in Greater London is seeking a Senior Treasury Manager to join their Treasury leadership. This role demands a combination of technical expertise and commercial insight to support the company's growth through effective treasury operations and strategic financial decision-making. Candidates must possess significant experience in treasury management, a background in fintech, and strong skills in SQL and Python. This position offers a hybrid work model, competitive salaries, and impactful opportunities for career advancement.

Benefits

Competitive salary

Flexible work arrangements

Continuous learning opportunities

Mentoring programs

Qualifications

• Senior treasury experience within an EMI, fintech, or regulated financial institution.
• Deep understanding of safeguarding, cross-border payments, and settlement processes.
• Ability to influence business strategy through treasury insight.

Responsibilities

• Lead group-wide liquidity management and cash forecasting.
• Partner with Finance and Product teams to support pricing and margin management.
• Drive treasury transformation initiatives for scalability and cost efficiency.

Skills

Commercial acumen

SQL for reporting and analytics

Python for automation

Leadership capability

Understanding of safeguarding and cross-border payments

Education

STEM or quantitative sciences-oriented degree

CFA or similar

Tools

Treasury Management Systems

Business intelligence tools (Power BI, Tableau)

Job description

About The Role:

We are seeking a commercially minded Senior Treasury Manager to join Paysend's Treasury leadership team. This role combines senior-level treasury responsibility with strategic commercial impact, supporting Paysend's growth through active balance sheet management, funding optimisation, and commercially driven treasury decision-making.

In addition to leading core treasury operations, you will bring a strong commercial mindset, understanding how treasury decisions directly influence unit economics, profitability, pricing, and market expansion. You will work closely with Finance, Product, and Commercial teams to optimise cash usage, manage risk, and support scalable growth.

This role is suited to a leader who combines technical depth, business judgment, and leadership capability and is motivated by operating in a complex, fast-growth environment.

What You'll Do (Responsibilities):

Treasury Leadership & Operations:

• Lead and actively participate in group-wide liquidity management, cash forecasting, FX operations, and funding flows.
• Provide senior-level leadership across treasury activities to support business continuity and growth.
• Ensure high availability of funds to support customer demand and operational requirements.

Commercial & Strategic Impact:

• Partner with Finance, Commercial, and Product teams to support pricing strategy, margin management, and unit economics.
• Assess treasury and liquidity implications of new products, regions, and partnerships.
• Support and expand the company's bank strategy.
• Provide commercial insights related:
  • Funding costs
  • FX margins
  • Capital efficiency
  • Working capital optimisation
• Support negotiations with banking partners, liquidity providers, and FX counterparties from a commercial and risk perspective.
• Innovate on settlement set‑up and strategy.

Safeguarding & Funds Control:

• Oversee safeguarding operations, reconciliation frameworks, and settlement controls across regulated entities.
• Ensure client funds are protected and handled in line with regulatory requirements.

Risk Management & Governance:

• Manage liquidity, FX exposure, reporting, and counterparty risks with a commercial mindset.
• Develop and enhance treasury risk frameworks and control environments.
• Participate in strategic decisions on counterparty selection, funding strategy, and balance sheet structure.

Data, Analytics & Automation:

• Contribute to treasury analytics and reporting to support data-driven commercial decisions.
• Use SQL and Python to automate reporting, forecasting, and scenario modelling.
• Provide leadership with insights into cash flow, FX exposure, costs, and scalability.

Process Improvement & Transformation:

• Drive treasury transformation initiatives focused on scalability, treasury automation, and cost efficiency.
• Lead system enhancements and process redesigns to strengthen controls and improve performance.

Stakeholder Leadership:

• Partner with senior stakeholders across Finance, Compliance, Product, and Commercial teams.
• Translate treasury considerations into clear financial and commercial implications for the business.
• Support executive decision‑making with structured analysis and recommendations.

What You'll Need To Be Successful In This Role:

Essential:

• Senior treasury experience within an EMI, fintech, payments company, or regulated financial institution.
• Strong commercial acumen and ability to influence business strategy through treasury insight.
• Leadership capability with experience managing stakeholders and contributing at senior level.
• People Leadership experience.
• Deep understanding of safeguarding, cross-border payments, and settlement processes.
• Advanced technical skills in:
  • SQL for reporting and analytics
  • Python for automation, modelling, and process optimisation
• STEM or quantitative sciences‑oriented degree (e.g., Mathematics, Engineering, Computer Science, Data Science, Physics).
• CFA or similar desirable.
• Ability to operate effectively in a complex, fast-growth environment.

Preferred:

• Experience supporting pricing strategy, margin improvement or funding optimisation.
• FX risk management and hedging exposure.
• Experience with Treasury Management Systems.
• Familiarity with business intelligence tools (Power BI, Tableau, Looker).
• Knowledge of UK and EU payments or EMI regulatory frameworks.

Why Join Paysend?

• Make a Global Impact: Directly impact millions of users worldwide
• Accelerate Your Career: Benefit from internal mobility, mentoring programs, and continuous learning opportunities
• Thrive in a Connected, Global Organization: Collaborate with colleagues across our international hubs and more
• Embrace a Principle-Driven & Focused Culture: Work in an organization guided by strong principles and values that actually help you achieve more than you thought possible
• Enjoy Competitive Compensation and Benefits: Receive a competitive salary, benefits, and flexible work arrangements

Locations: London (Remote status Hybrid)