Senior Software Engineer II, Payments

Forter; Greater London; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A leading payment solutions company in Greater London is seeking a deeply technical engineer to lead the design of payment products and develop resilient infrastructure. This role involves end-to-end ownership from architecture to deployment, collaborating closely with teammates and stakeholders. The ideal candidate should have over 5 years in complex software systems, a strong backend focus, and excellent problem-solving skills. The company offers a hybrid work model and various health benefits.

Benefits

Quarterly company bonus

Private health insurance

Generous PTO policy

Half day Fridays

Work from home allowance

Pension plan

Qualifications

• Experience with critical production systems ensuring availability and reliability.
• Passion for solving technical challenges impacting users.
• Professional-level spoken and written English.

Responsibilities

• Lead design and development of payment products.
• Create resilient, production-grade infrastructure.
• Mentor and support fellow engineers.

Skills

5+ years building and maintaining complex software systems

4+ years backend experience

Strong communication skills

Can-do attitude with ownership mentality

Tools

Node.js

MySQL

Redis

ElasticSearch

Job description

We’re on a mission to build the first holistic smart payment solution—one that maximizes authorization rates for our merchants by intelligently determining and executing the optimal strategy for every transaction. Our Payments team is designing and running highly critical, production-grade infrastructure, and we’re looking for a deeply technical engineer to help shape it from the ground up.

In this role, you’ll lead the design and development of payment products, build resilient infrastructure, dive deep into technical complexity to solve production challenges, and work closely with teammates, stakeholders, and customers to understand their needs. You’ll have end‑to‑end ownership—from architecture and coding to deployment and monitoring—while helping set the technical direction for a growing initiative.

This is an early‑stage effort, giving you the chance to be a founding member, influence architectural decisions, and directly impact merchant success. We value thoughtful technology choices, resourcefulness, and a fast‑moving, problem‑solving mindset. Our engineers are creative, independent, and adaptable, working with a diverse stack of technologies to deliver maximum value to our clients.

What you’ll be doing:

• Build and enhance payment products—creating new systems from scratch while improving and integrating with existing ones
• Design and implement resilient, production‑grade infrastructure that can handle critical workloads
• Lead technical initiatives within the Payments team, collaborating with teammates and stakeholders across Forter
• Work across a diverse tech stack and programming languages
• Brainstorm and shape features with product managers and peers, guiding decisions with your technical expertise
• Work closely with customers to understand their needs and translate them into impactful payment solutions
• Mentor and support fellow engineers
• Dive deep into technical complexity to diagnose and solve production issues
• Take initiative—if you see a way to make our systems or workflow better, own it and make it happen

What you’ll need:

• 5+ years building and maintaining complex software systems
• 4+ years backend experience, with a strong focus on production‑grade systems
• Hands‑on experience with critical production systems—high availability, reliability, and scalability
• Product, production, and growth mindsets
• Passion for solving technical challenges that directly impact users and operations
• Strong communication, collaboration, and problem‑solving skills
• Can‑do attitude with ownership mentality
• Professional‑level spoken and written English

It’d be cool if you also have:

• Extensive experience with Node.JS
• Experience leading cross‑team initiatives
• Frontend / React / Mobile experience
• Significant experience with databases/datastores (MySQL, Redis, ElasticSearch)
• Experience from previous payments companies / projects
• Experience building Enterprise‑grade SaaS products

Benefits include:

• Quarterly company bonus
• Private health insurance, including vision and dental coverage
• Restricted Stock Units (RSU’s)
• Generous PTO policy
• Half day Fridays, every Friday
• Work from home allowance
• Pension plan with an option for salary sacrifice

About us:

Digital commerce is built on trust. At every point along the eCommerce journey, businesses must make a critical decision: Can I trust this customer? Answering this simple question accurately and instantly is powerful—it can accelerate revenue growth and strengthen a company’s connection with its customers. How do we do it? Forter was founded on the insight that it’s not about what is being purchased, nor where— but who is behind the interaction.

The Forter Decision Engine finds patterns across more than one billion identities in our dataset. We isolate fraudsters and protect customers—ensuring everyone gets the experience they deserve. Given that trust is central to how we operate, Forter is very much driven by a defined set of values. We attract remarkable talent and have retention and engagement levels that are well above benchmarks. We’re meticulous about strengthening our culture as we grow and ensuring this is an environment where people can have outsized impact.

Forter is an Equal Employment Opportunity employer that will consider all qualified applicants, regardless of race, color, religion, gender, sexual orientation, marital status, gender identity or expression, national origin, genetics, age, disability status, protected veteran status, or any other characteristic protected by applicable law.

If you need assistance or an accommodation due to a disability, please email us at [e-mail] . This information will be treated as confidential and used only for the purpose of determining an appropriate accommodation for the interview process.

Hybrid work: At Forter, we embrace a hybrid work model that blends in‑person connection with the flexibility of remote work. Team members based near our key hubs are expected to work from the office at least three days per week. We believe that regular face‑to‑face collaboration fuels professional development, strengthens our culture, and builds the relationships that help teams thrive.

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