Senior Credit Underwriter

Martin Veasey Talent Solutions; England; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading finance firm in the East Midlands seeks an experienced Senior Credit Underwriter to shape credit policies and underwrite larger deals. Offering a competitive salary of £50,000-£70,000 plus uncapped bonuses and excellent benefits, including hybrid working and professional development opportunities. Ideal candidates will have over 5 years of experience in credit underwriting, preferably within SME finance.

Benefits

Uncapped bonus potential

Car allowance

Excellent benefits package

Hybrid working

Ongoing professional development

Qualifications

• 5+ years of experience in credit underwriting, preferably in SME asset finance or commercial loans.
• Strong understanding of SME and corporate cash flows.
• Deep knowledge of the credit process and leasing.

Responsibilities

• Review and underwrite substantial finance deals within delegated authority.
• Shape and enhance credit policies and deal structuring.
• Collaborate across teams to reduce risk and safeguard the business.

Skills

Credit underwriting experience

Financial statement analysis

Team collaboration

Risk management

Self-motivation and commercial acumen

Job description

Overview

Senior Credit Underwriter

50,000- 70,000 (DOE) + Uncapped Bonus + Car Allowance + Excellent Benefits

East Midlands Hybrid (3-4 days on-site)

Commutable from Buckinghamshire, Northamptonshire, North Hertfordshire, Warwickshire, Leicestershire, Cambridgeshire, Oxfordshire

Are you an experienced Credit Underwriter looking for your next big career move? This is your chance to step into a pivotal role with a fast-growing hybrid broker-lender - a business driving innovation in the asset finance and commercial loans space.

We're looking for a dedicated and driven credit professional who\'s ready to play a key part in shaping credit policies, underwriting larger deals, and guiding the approval process. You\'ll work closely with the Head of Credit & Risk, adding real value to their commercial success and helping steer the business through its exciting growth phase.

What You\'ll Be Doing

• Review and underwrite substantial finance deals within delegated authority
• Shape and enhance credit policies, deal structuring, and credit administration
• Collaborate across teams to reduce risk and safeguard the business
• Provide outstanding service while balancing commercial opportunity with risk management

What You\'ll Bring

• At least 5 years\' experience in credit underwriting - ideally within SME asset finance (hard/soft assets) or SME commercial loans (including short-term loans)
• Strong grasp of SME and corporate cashflows and robust analysis of financial statements
• A thorough understanding of the credit process, with deep knowledge of leasing
• Self-motivation, commercial acumen, and the ambition to help grow the credit function

What\'s on Offer

• Competitive salary 50,000-70,000 (depending on experience)
• Uncapped bonus potential
• Car allowance
• Excellent benefits package: pension scheme, life insurance, gym membership, private healthcare, LTIP
• Hybrid working: 3-4 days on-site in Northamptonshire
• Ongoing professional development with the chance to progress into senior and leadership roles.

Ready to Apply?

If you\'re ready to take on this exciting, high-impact role, we\'d love to hear from you!

Send us your CV today, quoting reference LX (phone number removed).