Senior Credit Policy Architect

Wayflyer; Greater London; Hybrid; GBP 65,000 - 85,000; Full time

Job summary

A financial technology firm based in Greater London is looking for a professional to own the design and governance of credit risk policies. The ideal candidate should have 6 to 8+ years of experience in credit risk management, especially within fintech or commercial banking. Strong analytical and communication skills are essential as you will be translating complex risk concepts into actionable frameworks. This role offers a hybrid work model with competitive benefits including 25 days of annual leave, private healthcare, and the chance to work remotely from anywhere for up to 60 days a year.

Benefits

25 days of paid annual leave

Private healthcare

Equity scheme

Generous parental leave

Remote work flexibility

Qualifications

• 6 to 8+ years of experience in credit risk management, policy design, or risk governance.
• Proven experience developing and maintaining credit policies or frameworks.
• Strong understanding of credit underwriting principles and portfolio management.

Responsibilities

• Own design and governance of credit risk policies and frameworks.
• Translate risk appetite into actionable frameworks.
• Provide strategic input on credit performance trends.

Skills

Credit risk management

Policy design

Risk governance

Analytical skills

Cross-functional collaboration

Education

Advanced degree or certification in finance, economics, or risk

Job description

A financial technology firm based in Greater London is looking for a professional to own the design and governance of credit risk policies. The ideal candidate should have 6 to 8+ years of experience in credit risk management, especially within fintech or commercial banking. Strong analytical and communication skills are essential as you will be translating complex risk concepts into actionable frameworks. This role offers a hybrid work model with competitive benefits including 25 days of annual leave, private healthcare, and the chance to work remotely from anywhere for up to 60 days a year.