Risk Manager

B4B Payments - A Banking Circle Group Company; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading financial technology firm in the UK is seeking a Risk Manager to oversee risk management frameworks and regulatory compliance. The role includes coordinating with stakeholders, producing governance reports, and integrating new regulations. Candidates should have over 5 years in risk management, strong analytical skills, and exceptional communication abilities. This position offers significant influence in an award-winning fintech company, promoting a collaborative environment for innovation and change.

Benefits

25 days annual leave

Annual wellness day off

Access to retail & other discounts

Vitality health care plan

Learning & development support

Qualifications

• 5+ years of experience working within risk management in a regulated financial institution.
• Solid understanding of UK and EU regulatory frameworks.
• Experience developing and maintaining risk frameworks and MI reporting.

Responsibilities

• Act as the day to day owner of PCS risk management framework.
• Coordinate with risk owners across the business to ensure accountability.
• Produce regular MI and risk dashboards for the Board and regulators.

Skills

Risk management

Analytical skills

Communication skills

Problem-solving

Relationship building

Education

Bachelor's degree in a relevant field

Professional Qualification in Risk Management

Job description

Job Title : Risk Manager (UK)

Location : London / Hybrid (3 days in the office)

Term : Permanent / Full-time

Salary : TBD depending on experience

Reports to : Head of Compliance (UK)

About us

B4B Payments is a multi-award-winning, global financial services technology company offering an advanced transaction payments platform and APIs for emerging payments and financial services. Our flexible technology and comprehensive services include embedded finances, payment accounts, FX, rapid payouts, physical and virtual card issuing, and BIN sponsorship.

With over 18 years of expertise in payments, B4B Payments is headquartered in the UK. In Europe, B4B Payments is regulated as an e-money institution (EMI) authorised by the Financial Conduct Authority (FCA) and the Bank of Lithuania and is a Mastercard® Principal Member.

B4B Payments’ US division (B4B Payments USA, Inc. ) is based in Boston, MA, and specialises in enabling companies to reduce costs and increase efficiency in managing corporate expenditure and global payouts.

B4B Payments Europe and US divisions offer full and partial program management and support, in addition to comprehensive technical, regulatory, and service support to fintechs looking to launch or grow domestically and internationally.

B4B Payments is a Banking Circle Group company. A next-generation financial technology platform for global commerce, Banking Circle Group comprises a rich set of complementary e-commerce solutions. From international cross-border payments, accounts and liquidity management, and embedded finance to business payments & card issuing, B2B Buy Now Pay Later, and account-to-account payment methods, the ecosystem is delivering modern financial solutions to

some of the largest and most successful companies around the world, as they accelerate the digitalisation of their customer and supply-chain.

About the role

The Risk Manager will provide support with upcoming regulatory developments, including internal risk governance enhancements, DORA operational resilience, Consumer Duty reviews, PSD3 etc all of which are increasing the complexity of risk management requirements.

This is a great opportunity to take ownership of risk management in an award winning fintech company, with direct influence of senior stakeholders and the chance to drive meaningful change and promote awareness and ownership of risk across the business.

Responsibilities

• Act as the day to day owner of PCS risk management framework, ensuring risks are identified, assessed, and mitigated.
• Maintain the risk register and in some cases update the Business-Wide to ensure alignment with regulatory expectations and business objectives.
• Coordinate with risk owners across the business to ensure accountability and timely remediation of risks.
• Produce regular MI and risk dashboards for the Board, Group risk and compliance committee, and regulators.
• Lead the integration of new regulatory requirements into the risk framework (e.g., DORA, failure to prevent fraud).
• Close off audit items and manage risk audit
• Provide training to the business
• Clearly conveying risk assessments, reports, and recommendations to executives, teams, and regulators, while influencing action and compliance
• Work with the board to develop a risk strategy
• Educate the business on risk and set risk maps

Requirements

Essential (Need to have)

• Solid understanding of Risk management and of UK and EU regulatory frameworks
• At least 5 years of experience working within risk management within a regulated financial institution (e-money, payments, fintech, banking, FX, trading).
• Experience developing and maintaining risk frameworks, registers, and MI reporting.
• Experience in a managerial level or similar position
• Strong analytical and problem-solving skills, with the ability to make sound, data-driven decisions in complex compliance and risk management scenarios.
• Exceptional communication and relationship-building skills, with the capacity to effectively advocate for solutions and gain buy-in from diverse stakeholders

Desirable (Nice to have)

• Bachelors degree in a relevant field
• Professional Qualification in Risk Management
• Experience in a payments / fintech company
• Professional qualification (IRM, ICA, CISI, ACAMS,PRMIA, or equivalent).

What we offer

• 25 days annual leave
• Annual wellness day off
• Access to retail & other discounts
• Vitality health care plan
• Access to ‘’Nous Finance-a smart way to save money’’
• Learning & development support
• Ride-to-work scheme
• Access to our GO1 our online learning platform to help continuously develop yourself
• Regular socials and relaxed working environment

Make a difference :

We’re always on the look out for talented individuals to help take us further – It’s important to us to hire the right people and work out a role that works.

Equality : We strive to create a workplace that reflects the diverse communities we serve and where everyone feels empowered to bring their full, authentic selves to work.

Teamwork : The strength of our team does not only lie in our combined experience and expertise but our ability to trust each other, no matter what. We understand that our best work is not produced by individuals but by enjoying collaboration as a team and supporting each other every day.

Quality : We provide award-winning solutions and unsurpassed service that, together, deliver premium value to our customers.

Innovation : Redefining the standard of excellence is in everything we do. Therefore, we are open to ideas that challenge the conventional views and drive innovation. The only constant in life is change and we believe that in order to stay relevant we must continuously improve and evolve with the changing needs of society.

Trust : We strive to act in a manner that builds trust with our team, clients, business partners, and other stakeholders. We firmly believe that actions speak louder than words and transparency is key.

NOTE :

We kindly request that you contact us by submitting your CV, indicating your current location, and confirming your eligibility to work in the United Kingdom. We assure you that our team will promptly respond to your inquiry.

Please note that we are not considering inquiries or applications from Agencies. Additionally, we regret to inform you that we are unable to provide visa sponsorships at this time