Real Estate Relationship Director - Banking

Fintellect Recruitment; Remote; GBP 125,000 - 150,000; Full time

Job summary

A reputable UK social purpose bank is seeking a Relationship Director to lead impact-driven lending efforts across the South of England. This senior role offers considerable autonomy, allowing you to originate and structure transactions typically ranging from £1m to £15m, including complex deals. Ideal candidates will have a background in commercial lending, a strong commitment to social impact, and the ability to build trusted relationships with stakeholders. This position emphasizes values-based banking and requires a proactive approach to developing impactful lending opportunities.

Qualifications

• Proven experience in lending amounts of £1m–£15m or more.
• Ability to originate and structure complex transactions.
• Strong communication skills for relationship-building.

Responsibilities

• Originate and develop a pipeline of impact-led lending.
• Build relationships with senior leadership and advisers.
• Structure and negotiate REF lending transactions.
• Prepare and present structured credit proposals.
• Promote values-based banking at sector events.

Skills

Strong track record in commercial lending

Experience in relationship-led transactions

Exposure to social sector or impact finance

Comfortable with autonomy at senior level

Values-driven with interest in social impact

Job description

Relationship Director - Real Estate/Specialist Sectors – Social Impact Bank

Home-based | Regular travel across South of England

I’m working on a brand new mandate for a highly reputable, well-capitalised UK social purpose bank with a strong balance sheet, national reach, and a genuine commitment to using capital for good.

This organisation has a clear appetite to lend, backed by experienced credit teams and a pragmatic, relationship-led approach. The bank is actively deploying capital into mission-led organisations, supporting communities, protecting the planet, and delivering meaningful social outcomes alongside strong commercial returns.

This is a senior, autonomous Relationship Director–level role, offering significant flexibility, freedom to originate, and the opportunity to structure and complete substantial REF transactions up to £8m (and beyond through syndicated structures).

The Opportunity

• Senior Impact Relationship Manager / Relationship Director – Specialist Sectors
• Home-based, with regular travel (regionally or nationally, depending on patch)
• High degree of autonomy with strong internal credit, legal and impact support
• Clear mandate to originate, structure and complete new lending
• Transaction sizes typically £1m–£15m, including complex and development-led deals
• Strong appetite for lending across charities, social enterprises, faith-based organisations, community assets, supported housing, education and impact-led real estate
• Ability to work on chunky, meaningful transactions that deliver measurable social and environmental impact

The Role

• Originate and develop a high-quality pipeline of impact-led lending opportunities
• Build deep, trusted relationships with senior leadership teams, boards, advisers and intermediaries
• Structure and negotiate complex REF lending transactions from inception to drawdown
• Prepare and present robust, well-structured credit proposals
• Act as an ambassador for values-based banking across sector events and networks
• Work closely with internal credit, risk, legal and impact teams to deliver efficiently

Ideal Background

• Strong track record in commercial, specialist or property lending (£1m–£15m+)
• Experience originating and structuring complex, relationship-led transactions
• Exposure to social sector, impact finance, supported housing, community assets or specialist real estate highly desirable
• Comfortable operating with autonomy and accountability at senior RD level
• Commercially astute but values-driven, with a genuine interest in social impact

This role would suit a senior commercial banker or specialist lender who wants the freedom to do deals properly, backed by a bank that actively wants to lend, values relationships over volume, and delivers capital where it genuinely makes a difference.

📩 Confidential discussion – message me directly for more details.