Portfolio Senior Analyst

Principality Building Society; Swansea; Hybrid; GBP 40,000 - 55,000; Full time

Job summary

A leading financial society in Wales is seeking a Portfolio Senior Analyst to support balance-sheet management initiatives. The position involves executing hedging strategies, managing liquidity, and contributing to investment decisions. Candidates should have strong analytical abilities and be proactive in delivering solutions. This role emphasizes a healthy work-life balance with a hybrid work model and the opportunity to grow within a supportive finance team.

Benefits

Flexible working policy

Professional development opportunities

Well-being benefits package

Qualifications

• Strong numeracy and analytical skills with keen eye for detail.
• Passionate about continuous improvement and delivering results.
• Willingness to improve skills and knowledge through continuous professional development.

Responsibilities

• Support the Hedging Forum with data for strategy measurement.
• Execute interest rate risk hedging in line with ALCO-agreed rate.
• Manage daily liquidity and cash flow for financial obligations.
• Develop relationships with banks, brokers, and market counterparties.

Skills

Strong analytical ability

Market insight

Attention to detail

Effective planning

Excellent communication

Job description

we have an award-winning flexible/hybrid working policy, we're a 2022 winner of UK Best Large Workplaces for Women, we have a refurbished hi-tech office in the centre of Cardiff designed around colleague feedback, we ranked number 6 for wellbeing in 2022, we have an extensive financial and well‑being benefits package "Belong" designed to put our people first, we have consistent colleague engagement scores of over 85% and a caring community of supportive Networks. But that's not all, discover why there's really no place like Principality; https://www.Principality.Co.Uk/careers An exciting opportunity has arisen within our Finance Directorate for a Portfolio Senior Analyst. This is a key position within the Balance Sheet Management (BSM) function, focusing on deal‑execution and contributing to our broader balance‑sheet optimisation initiatives. You'll play a pivotal role in implementing hedging, investment, and liquidity management strategies, ensuring all activity aligns with dealing mandates and regulatory requirements. This role offers the chance to work in a dynamic environment where your insights will directly influence strategic decisions across Treasury and Finance.

Responsibilities

• Support the Hedging Forum by producing and developing data that enhances the measurement and monitoring of strategies across value and earnings.
• Execute interest rate risk hedging in line with the ALCO‑agreed rate view and risk appetite.
• Contribute to the Investment Forum, providing analysis to inform decisions around the Liquid Asset Buffer and executing investment opportunities as they arise.
• Manage daily liquidity, cash flow and collateral positions, ensuring the Society meets its financial and regulatory obligations.
• Apply market and economic analysis to support strategic decision‑making.
• Develop and maintain relationships with banks, brokers, and money‑market counterparties.
• Maintain Bank of England facilities, ensuring continuous dealer and authoriser access.
• Contribute to the ongoing development of key systems, such as the Treasury Management System and Bloomberg.

Qualifications

• You'll bring a combination of strong analytical ability, market insight, and attention to detail, with the confidence to contribute to key Treasury and Finance discussions.
• Strong numeracy and analytical skills with a keen eye for detail.
• Effective planning and judgement, even under time pressure.
• Ownership mindset – proactive in identifying issues and delivering creative solutions.
• Passionate about continuous improvement and delivering results.
• Excellent communication and relationship management skills, particularly with external financial partners.
• Sound judgement when analysing and distributing key information.
• Willingness to improve skills and knowledge through continuous professional development.

Experience

• Previous experience within a Finance or Treasury function.
• Understanding of treasury asset/liability portfolios and bank/building society balance sheets.
• Experience in derivative, investment or wholesale market trade execution (desirable).
• Strong understanding of market and economic principles.
• Knowledge of Asset and Liability Management (ALM) techniques and practices.

At Principality Building Society, you'll be part of a collaborative and forward‑thinking finance team, helping shape the Society's financial resilience and strategic direction. We'll support your professional development and give you opportunities to grow your skills in a stimulating, fast‑moving environment.

Our most important asset is our people. We value a healthy work‑life balance and currently offer a 35‑hour work week with our hybrid approach enabling you to have a mix of office days and remote working.

Our home is your home. So, when you decide to join the team, we'll go further to bring you the warmest of welcomes. From a friendly and inviting environment to a flexible benefit package designed around you – when it comes to belonging, there really is no place like Principality. We keep it flexible wherever possible; we encourage you to look after yourself; we do our bit in the communities we serve and support you in doing the same, and we promise to get better together.