Mortgage Product & Proposition Strategy Consultant

Ultimate Banking; Nottingham; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A specialist mortgage lender in the North West is seeking a Mortgage Product & Proposition Strategy Consultant to lead a mortgage transformation project. The role involves designing and implementing new mortgage products to differentiate from competitors. This position requires an experienced Product Manager with a strong analytical background and excellent report writing and presentation skills. The role supports hybrid work, with regular office attendance expected. Competitive salary package on offer.

Benefits

Competitive salary package

Travel and accommodation expenses covered

Qualifications

• Experience as a Product Manager in the mortgage sector.
• Ability to identify and design product propositions.
• Experience in managing product risk factors.

Responsibilities

• Identify and design new national product propositions.
• Obtain committee approvals for new propositions.
• Work with cross-functional teams to implement new propositions.
• Improve existing propositions by adjusting criteria and assessments.
• Manage product risk across different areas.

Skills

Analytical mindset

Strong report writing

Presentation skills

Job description

Mortgage Product & Proposition Strategy Consultant

£dependent on experience

12 months FTC

North West England

Our client is an established and successful specialist mortgage lender, based in the North West - they serve the whole of the UK via broker channels. They are undertaking an exciting mortgage transformation project looking at reviewing and enhancing their entire customer journey from product / proposition inception through to completion. This role will be an integral part of that project team; the lead Subject Matter Expert on the Mortgage Product & Proposition workstream.

Working closely with the Head of Mortgage Strategy and Programme colleagues, you will identify, design, and implement new mortgage product and service propositions to enter new national markets as well as core local members, aiming to be ‘better and different’ than other national lender offerings.

Responsibilities include :

• Identify and design new national product propositions that deliver high commercial returns and create a new identity for the lender in the broker market
• Obtain all committee approvals for new propositions, including product governance and consumer duty requirements
• Work with marketing, operations, distribution, finance, and IT colleagues to implement new propositions
• Identify and change key mortgage criteria and affordability assessments to substantially improve existing propositions
• Manage all elements of product risk, including conduct, financial, operational, and regulatory risk

Our client is looking for an experienced Product Manager with a background in mortgages and an analytical mindset with strong report writing and presentation skills. In return there is a competitive salary package on offer and the chance to really enhance the product offering / capability of a highly customer focussed mortgage lender.

The role is offered on a hybrid nature, you will be expected to be in the office in the Northwest of England on a weekly basis, likely a couple of days, with travel and accommodation expenses paid for those that do not live within commutable distance. If this is the type of change project that interests you then we would love to hear from you.