Mandarin speaking Credit Risk Manager

People First (Recruitment) Ltd; Greater London; Hybrid; GBP 75,000 - 85,000; Full time

Job summary

A leading recruitment agency is seeking a Mandarin speaking Credit Risk Manager in London. This role involves managing the Credit Risk Management Framework and providing valuable insights into the credit portfolio performance. Ideal candidates should have strong credit risk experience, fluent Mandarin and English, and a relevant degree. The position supports a hybrid work model with 4 days in the office and 1 day working from home, offering a competitive salary of £75-85k plus bonus.

Qualifications

• Experience in corporate banking industry is essential.
• Solid understanding of risk management frameworks.
• Ability to perform credit analysis for corporate customers.

Responsibilities

• Assist in managing the Credit Risk Management Framework.
• Provide advice on credit risk management aspects.
• Deliver credit policy framework and support committees.

Skills

Fluent in spoken and written Mandarin

Fluent in spoken and written English

Credit Risk knowledge

Credit analysis for corporate customers

Education

Degree holder from a reputable university

CFA / CPA qualification

Job description

About this role

Your New Job Title: Mandarin speaking Credit Risk Manager (Corporate Banking)

Your New Salary: 75-85k depending on experience + bonus

Location: Central London

Job Status: Permanent. Hybrid working, 4 days in the office and 1 day WFH

Report to: Head of Risk

Summary

• Assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, to ensure that London Branch has appropriate systems and controls in place for measuring, managing and controlling credit risk.
• Assist credit risk management which includes credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensuring that the business has appropriate risk controls.

What You'll be Doing Each Day

• Assist to provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
• Assist to provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.
• Assist to manage the risk management committee and credit committee and support the chairperson of the above committees.
• Assist to delivery of the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.
• Help to maintain the effective communication line with HO corresponding departments on related risk issues
• Assist to manage the credit review & approval process and implement the new product credit assessment including presenting to Credit Committee
• Assist to manage the post loan credit review & annual review process.
• Ensuring compliance with bank credit risk policies.
• Assist on any ad-hoc reporting as necessary within their capability.
• In addition to these duties, the Employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the bank's business.

The Skills You Need to Succeed

• Fluent in spoken and written Mandarin and English
• Degree holder from a reputable university
• CFA / CPA qualification will be a plus
• Solid Credit Risk experience in corporate banking industry with good credit risk knowledge
• Demonstrable experience in performing credit analysis for corporate customers

Application Process

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

Equal Opportunity Statement

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.