Loan Underwriter

Fintelligent Search; Dean Row; Hybrid; GBP 32,000 - 45,000; Full time

Job summary

A market-leading financial platform in South Manchester is seeking an Underwriter to assess and underwrite secured loan applications. Offering a basic salary of up to £32,000, with on-target earnings of up to £45,000 and a hybrid working model. Ideal candidates should have underwriting experience, strong analytical skills, and excellent attention to detail. This role provides diverse benefits including health cover and development opportunities.

Benefits

25 days holiday plus a duvet day on your birthday

Private health and dental cover

Life assurance and up to 4% matched pension

Daily breakfast and free snacks

Learning and development opportunities

Qualifications

• Previous underwriting or secured lending experience preferred.
• Performance-driven mindset with a focus on meeting targets.
• Confident communicator with customers and internal stakeholders.

Responsibilities

• Assess and underwrite secured loan applications.
• Review customer information such as income and credit history.
• Conduct thorough due diligence and risk assessments.

Skills

Analytical skills

Attention to detail

Problem-solving

Communication

Organisational skills

Job description

Are you ready to join a growing and dynamic team as an Underwriter in South Manchester? Our client is entering an exciting phase of expansion and is seeking a talented individual to help customers secure the financial solutions they need. This is a fantastic opportunity to join a market‑leading financial platform backed by global success.

This Underwriter position offers a basic salary of up to £32,000, with on‑target earnings of up to £45,000. You'll also benefit from a hybrid working model—2 days in the office and 3 days working from home following a successful probation period. Additional benefits include private health and dental cover, as well as a life assurance scheme.

Our client is a leader in the financial technology space, delivering innovative solutions that empower users to manage their credit and make informed financial decisions. With a presence across multiple countries and millions of users worldwide, they are committed to leveraging technology to drive positive financial outcomes.

Responsibilities

• Assess and underwrite secured loan applications in line with lending criteria
• Review customer information, including income, affordability, credit history, and documentation
• Conduct thorough due diligence and risk assessments
• Make informed lending decisions while balancing risk and customer needs
• Prepare and process all relevant underwriting documents
• Communicate with lenders and internal teams to resolve any queries
• Liaise with customers to clarify information and guide them through the process
• Build strong customer relationships, delivering exceptional service
• Achieve targets and KPIs while maintaining accuracy and compliance
• Keep up to date with industry regulations and underwriting best practices

Package and Benefits

• £32,000 basic salary up to £32,000 with earnings up to £45,000 OTE
• Hybrid working: 2 days in the office, 3 days from home after probation
• 25 days holiday plus a duvet day on your birthday
• Private health and dental cover, including mental health support
• Life assurance and up to 4% matched pension
• Daily breakfast, free snacks, and a variety of discounts
• Learning and development opportunities, including leadership‑led training

Ideal Candidate Profile for the Underwriter

• Previous underwriting or secured lending experience would be preferable.
• Performance‑driven mindset with a focus on meeting targets.
• Strong analytical and decision‑making skills.
• Excellent attention to detail and problem‑solving abilities.
• Confident communicator, both with customers and internal stakeholders.
• Highly organised and capable of managing multiple cases in a fast‑paced environment.
• Flexible and willing to work shifts when required.

If you have experience or interest in roles such as Loan Underwriter, Credit Analyst, Loan Officer, Case Manager, or Financial Advisor, this Underwriter position could be the perfect next step.

If you're a motivated individual ready to make a real impact within a thriving organisation, this Underwriter role could be your next career move. Apply now to join a team that values innovation, customer satisfaction, and continuous growth.

Alternatively, please call Jenni on(phone number removed) for more information.