Legal Counsel, Product and Regulatory

Zego; Greater London; Hybrid; GBP 125,000 - 150,000; Full time

Job summary

A forward-thinking insurance company is seeking a talented Regulatory Lawyer to join their Legal & Regulatory Affairs team. The ideal candidate will have around 5 years of PQE, strong knowledge of UK insurance regulations, and a commercial mindset. You will support product development and compliance processes in a dynamic environment, ensuring regulatory requirements are met while fostering innovation. The role offers competitive salary and benefits, with a hybrid work model emphasizing collaboration.

Benefits

Market-competitive salary

Private medical insurance

Company share options

Generous holiday allowance

Wellbeing benefits

Annual flexible working contribution

Qualifications

• Approx. 5 years PQE, preferably in insurance or fintech.
• Strong understanding of FCA/PRA regulations.
• Ability to explain complex regulations clearly.

Responsibilities

• Advise on product structure and regulatory design.
• Provide regulatory input on distribution models.
• Embed regulatory requirements into workflows.
• Track and interpret emerging regulatory developments.
• Collaborate with Product, Engineering, and Compliance teams.
• Support regulatory submissions and authorisations.
• Drive automation of legal processes.

Skills

UK insurance regulation knowledge

Commercial and solutions-focused thinking

Excellent communication skills

Team collaboration

Education

Qualified lawyer (UK or equivalent)

Job description

About Zego

At Zego, we understand that traditional motor insurance holds good drivers back. It's too complicated, too expensive, and it doesn't reflect how well you actually drive. Since 2016, we have been on a mission to change that by offering the lowest priced insurance for good drivers.
From van drivers and gig workers to everyday car drivers, our customers are the driving force behind everything we do. We’ve sold tens of millions of policies and raised over $200 million in funding and picked up numerous awards, including the Employer of The Year 2025 as awarded at The Insurance Post’s Awards and we’re only just getting started.

Role Overview

We’re looking for a talented and commercially minded Regulatory Lawyer (around 5 years PQE) to join our Legal & Regulatory Affairs team. You’ll play a key role in helping Zego navigate complex regulatory environments across the UK and Europe, enabling us to scale responsibly and sustainably.

This is a hands‑on, business facing role where you’ll support ambitious product development, international expansion, and automation of compliance processes. You'll be expected to blend legal rigour with a pragmatic mindset, helping us stay ahead of regulatory change without slowing down innovation.

What you will be doing:

• Advise on product structure and regulatory design to support innovative insurance solutions, ensuring alignment with FCA, PRA, GFSC and other relevant frameworks
• Provide regulatory input on distribution models, pricing strategies, and customer communications, balancing growth ambitions with fairness and transparency
• Embed regulatory requirements into product and operational workflows, including onboarding, claims, complaints handling, and ongoing customer journeys
• Track and interpret emerging regulatory developments (e.g. FCA, EIOPA, DORA, AI regulation) with a focus on their impact on product development and market expansion
• Collaborate closely with Product, Engineering, Risk, and Compliance teams to shape and accelerate cross‑functional growth initiatives
• Support regulatory submissions, authorisations, and supervisory engagement related to new products, geographies, and business models
• Drive automation of legal and regulatory processes by contributing to system design and legal tech initiatives that enable scalable, compliant growth

What you will need to be successful:

• Qualified lawyer (UK or equivalent) with approx. 5 years PQE, preferably in insurance, fintech, or regulated financial services
• Strong working knowledge of UK insurance regulation (FCA/PRA) — Gibraltar and EU exposure is a plus
• Commercial, adaptable, and solutions‑focused — you know how to weigh risk proportionately and help a business move fast
• Comfortable operating in a tech‑forward, fast‑paced environment
• Able to explain complex regulations clearly to non‑lawyers
• Team player with excellent communication and collaboration skills
• Enthusiasm for innovation, automation, and improving how legal and compliance work is delivered

What’s it like to work at Zego?

Joining Zego is a career‑defining move. People go further here, reaching their full potential to achieve extraordinary things.

We’re spread throughout the UK and Europe, and united by our drive to get things done. We’re proud of our company and our culture – a friendly and inclusive space where we can lift each other up and celebrate our wins every day.

Together, we’re setting the bar higher, delivering exceptional work that makes a difference. Our people are the most important part of our story, and everyone here plays a role. There’s loads of room to learn and grow, and you’ll get the freedom to steer your career wherever you want.

You’ll work alongside a talented group who embrace each other’s differences and aren’t afraid of a challenge. We recognise our achievements, learn from our mistakes, and help each other to be the best we can be. Together, we’re making insurance matter.

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. We ask you to spend at least one day a week in our central London office. We think it’s a good mix of collaborative face time and flexible home‑working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think different, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and we’ll provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and you’ll get a market‑competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. We also offer an annual flexible hybrid working contribution, which you can use to support with your travel to the office or towards your own personal development. And that’s just for starters!

There’s more to Zego than just a job - check out our blog for insights, stories, and more.

We’re an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.