Lead Credit Risk & Pricing for Flex Originations

Monzo Bank Limited; Cardiff; Hybrid; GBP 80,000 - 100,000; Full time

Job summary

A leading digital bank in the UK is looking for a Credit Risk Manager to lead a team of analysts in developing credit and pricing strategies for their innovative Flex products. This role includes collaborating across various teams, monitoring performance, and ensuring robust credit strategies. The ideal candidate will bring substantial experience in unsecured lending, strong analytical skills, and a proactive approach to integrating customer feedback to enhance product offerings. Remote working options available within the UK.

Benefits

Flexible working hours

Learning budget of £1,000

Relocation support

Visa sponsorship

Qualifications

• Experience in unsecured lending, ideally credit cards.
• Deep understanding of lending economics and underwriting strategies.
• Strong analytical skills with programming, especially in SQL.

Responsibilities

• Lead a team developing credit and pricing strategies.
• Collaborate with teams to design and deliver new products.
• Monitor and report on performance of Flex originations.

Skills

Unsecured lending experience

Analytical and data capabilities

SQL proficiency

Project management

Strong communication

Tools

Python

Looker

Job description

A leading digital bank in the UK is looking for a Credit Risk Manager to lead a team of analysts in developing credit and pricing strategies for their innovative Flex products. This role includes collaborating across various teams, monitoring performance, and ensuring robust credit strategies. The ideal candidate will bring substantial experience in unsecured lending, strong analytical skills, and a proactive approach to integrating customer feedback to enhance product offerings. Remote working options available within the UK.