First Line Risk Manager - Consumer Duty

ZipRecruiter; London; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading recruitment platform in the UK seeks a risk partner to guide front-office teams in credit and lending risk matters. The ideal candidate has extensive experience in consumer duty and risk within private banking, alongside a strong analytical background. You'll ensure alignment with regulatory standards and drive a culture of risk awareness. Join us to make an impact in the financial sector.

Qualifications

• Strong background in consumer duty and lending risk within private banking or wealth management.
• Deep understanding of credit risk assessment and portfolio monitoring.
• Knowledge of relevant regulatory requirements.

Responsibilities

• Act as the primary risk partner to front-office teams.
• Review and monitor credit proposals.
• Identify and mitigate emerging risks in consumer credit.

Skills

Stakeholder management

Analytical skills

Credit risk assessment

Attention to detail

Decision-making

Job description

Job Description

Key Responsibilities:

• Act as the primary risk partner to front-office teams, providing guidance on credit and lending risk matters.
• Review, challenge, and monitor credit proposals, ensuring alignment with risk appetite and regulatory standards.
• Identify, assess, and mitigate emerging risks across consumer credit and lending activities.
• Support the development and implementation of risk frameworks, policies, and controls within Private Banking.
• Drive a culture of risk awareness through training, advice, and engagement with client-facing teams.
• Collaborate with 2nd line risk and compliance teams to ensure robust governance and reporting.

Skills & Experience:

• Strong background in consumer Duty and lending risk, ideally within private banking or wealth management.
• Deep understanding of credit risk assessment, portfolio monitoring, and lending processes.
• Knowledge of relevant regulatory requirements and conduct risk considerations.
• Excellent stakeholder management skills with the ability to challenge constructively.
• Strong analytical skills, attention to detail, and sound judgment in decision-making.