Financial Advisor

NFU Mutual; Ross-on-Wye; Hybrid; GBP 35,000 - 50,000; Full time

Job summary

A leading financial services provider in the UK is seeking a Financial Advisor to provide holistic financial planning advice. This role focuses on building customer relationships and requires multi-site travel. Candidates must be fully qualified and experienced in delivering regulated financial advice. The company offers various benefits, including a commission scheme and a strong work culture.

Benefits

Company car scheme

Uncapped commission scheme

Annual bonus (up to 5% of salary)

Contributory pension scheme

25 days annual leave

Family Friendly policy

£20 towards gym membership

Health and wellbeing plan

Employee Volunteering

Life Assurance cover of 4 x salary

Employee discounts on insurance policies

Qualifications

• Must have full CAS and QCA Level 4 qualification.
• Experience of delivering regulated financial advice to UK customers on a face-to-face basis.
• Strong knowledge of the UK financial services regulatory framework.

Responsibilities

• Provide holistic financial planning advice to clients.
• Develop relationships with NFU Mutual Agents.
• Work closely with agency staff to meet customer needs.

Skills

Fully FPC qualified

Regulated financial advice delivery

Strong knowledge of UK financial services compliance

Knowledge of sales processes

Understanding UK financial services developments

Education

CII Diploma in Financial Planning

Job description

• Providing holistic financial planning advice to existing NFU Mutual customers
• Partnering with local Agents of NFU Mutual and developing relationships with their customers
• Field based position (20% homeworking) with frequent travel around Herefordshire and Gloucestershire

About Role

NFU Mutual is growing and as a Financial Advisor you’ll be at the heart of this growth, providing advice for life insurance, pensions, investments, wealth management and inheritance tax to a broad range of customers.

Why is this important to you? Well, as a Financial Advisor, you’ll work closely with an Agent of the NFU Mutual Agency Network. Each agency has an average of 2,500 customers and agency staff who’ll work with you to deliver a full diary just for you. Your drive, vision and personal ambition are the only limit to your future earning potential.

You’ll develop strong customer relationships from warm leads, with a range of customers from small investors to high net worth individuals. You’ll also continue our tradition of providing excellent personal service by getting to know each customers’ circumstances and helping to protect them, their families and businesses.

As a mutual, we’re owned by our customers, so it’s vital we always do the right thing for them. That’s why we’re proud of our impressive 95% policy renewal rate and high customer satisfaction scores. These results show how much our customers across the UK appreciate our approach.

This is a homeworking role which requires multi-site travel up to 4 days a week to an Agent of the NFU Mutual and customers.

Certification

This role is subject to certification. Certification applies to key roles within the organisation that meet set criteria defined by our regulators.

Certified Function

This role is subject to certification for MSIL due to being identified as:

Function Requiring Qualification

A person carrying out a role that requires a regulatory qualification as defined within the FCA Training & Competence (T&C) Sourcebook.

Client Dealing, previously CF30

A person who performs the client-dealing certification function which involves any of the following; advising on investments and performing other functions related to this such as dealing and arranging

About You

We’re looking for people like you. People dedicated to delivering the best financial outcomes for clients. You’re competitive, someone who loves to exceed expectations, both ours and our customers. You’re driven to be the best at what you do.

An expert at building trusting relationships, you’ll easily work with a panel of NFU Mutual Agents to offer advice on a range of NFU Mutual products across Life, Pensions and Investments to both new and existing customers. We are keen to speak with candidates with the following skills and experience;

• Fully FPC (or equivalent) qualified plus full CAS, full QCA Level 4 qualification (e.g. CII Diploma in Financial Planning)
• Experience of delivering regulated financial advice to UK customers on a face to face basis
• Strong knowledge and understanding of the UK financial services regulatory and compliance framework.
• Good knowledge of end-to-end sales processes, preferably working with introducers.
• Knowledge of developments in the UK financial services industry.

Reward and Benefits

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Company car scheme
• Uncapped commission scheme
• Annual bonus (up to 5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme*
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership – subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.

*Plus any additional annual leave accrued in line with our Service Loyalty Policy

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us.

We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row.

We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.