Credit Risk Lead - Mortgage & Property Finance

StrideUp; Greater London; Hybrid; GBP 150,000 - 200,000; Full time

Job summary

A leading fintech company in London is looking for a Head of Credit Risk to lead their credit risk strategy and ensure prudent management while fostering growth. The perfect candidate will have over 8 years of experience, a strong background in mortgage and property finance, and the ability to collaborate across teams. You will oversee critical processes such as underwriting and portfolio health while aligning with the company's mission of ethical financing. This role offers competitive salary and hybrid working options.

Benefits

Competitive salary

Equity participation

25 days annual holiday

Health insurance

Pension contribution

Monthly socials

Qualifications

• 8+ years in credit risk management, especially in mortgage/property finance.
• Strong knowledge of credit risk frameworks and underwriting standards.
• Experience in managing large loan portfolios and improving performance.

Responsibilities

• Develop and execute a credit risk strategy to manage risks.
• Oversee underwriting and risk monitoring frameworks.
• Conduct regular portfolio reviews and scenario analysis.

Skills

Credit risk leadership

Analytical skills

Strategic thinking

Collaboration

Ethical financing

Job description

A leading fintech company in London is looking for a Head of Credit Risk to lead their credit risk strategy and ensure prudent management while fostering growth. The perfect candidate will have over 8 years of experience, a strong background in mortgage and property finance, and the ability to collaborate across teams. You will oversee critical processes such as underwriting and portfolio health while aligning with the company's mission of ethical financing. This role offers competitive salary and hybrid working options.