Credit Portfolio Manager

NatWest Group; Birmingham; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial institution in Birmingham is seeking a Credit Portfolio Manager to oversee credit risk management across its Corporate & Institutional Banking portfolio. The ideal candidate will manage critical risks, ensuring effective controls and collaboration with senior stakeholders. Proven experience in managing credit risk and a solid understanding of financial markets are essential. This role offers an exciting opportunity for career advancement within a dynamic risk insights team.

Qualifications

• Extensive experience managing credit risk in financial institutions.
• Strong understanding of the end-to-end credit lifecycle.
• Excellent communication skills with senior stakeholders.

Responsibilities

• Oversee credit risk management for key business segments.
• Lead monthly portfolio reviews, providing insights to management.
• Drive compliance and improve risk management processes.

Skills

Managing credit risk

Stakeholder management

Analytical tools

Risk management frameworks

Financial market knowledge

Job description

Join us as a Credit Portfolio Manager

• Working in our Risk Insights team, you’ll collaborate with senior stakeholders and play a vital role in managing and mitigating credit risks across our Corporate & Institutional Banking (CIB) portfolio
• It’s a critical role which will see you making sure that all risks have been identified and effective controls are in place to monitor, manage and mitigate such risks
• You’ll have the chance to collaborate with and influence senior stakeholders within CIB and Director or Risk C&I, to ensure the portfolio is effectively managed
• This is an exciting opportunity to advance your career with a leading financial institution

What you'll do

As a Credit Portfolio Manager within our C&I Banking division, you will oversee credit risk management for key business segments, ensuring robust risk controls and driving strategic risk appetite decisions.

You’ll also:

• Lead monthly portfolio reviews for Financial Institutions, Funds & Sponsors, and Securitisation portfolios, providing actionable insights to senior management
• Collaborate closely with Risk Reporting, Balance Sheet Management, and Finance partners to influence sector strategies and budget planning
• Drive regulatory compliance and contribute to evolving risk appetite frameworks and change initiatives
• Champion continuous improvement efforts to enhance risk management capabilities and processes

The skills you'll need

To join us in this role, you’ll need extensive experience of managing credit risk across our CIB financial institutions business. You’ll have experience in the end-to-end credit lifecycle and have an understanding of risk management processes.

You’ll also need:

• Proven experience managing credit risk in financial institution portfolios, including funds, securitisations, and finance companies
• A strong understanding of the end-to-end credit lifecycle and risk management frameworks
• Excellent stakeholder management and communication skills, with a history of influencing senior leaders
• Solid knowledge of financial markets, regulatory environments, and risk analytics
• Proficiency with analytical tools and ability to simplify complex data for decision-making
• Commitment to delivering excellence, innovation, and continuous improvement