CREDIT ANALYST

Allianz; Manchester; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A leading insurance company is seeking a Credit Analyst in Manchester to manage a portfolio of buyers. The role involves conducting credit assessments, maintaining relationships, and monitoring risk. Ideal candidates have expertise in finance and strong interpersonal skills, with a proactive approach to technology and innovation. The position offers hybrid working and various employee benefits.

Benefits

Life assurance

Health cash plan

Income Protection

Employee Share Incentive Plan

Various discounts on insurance

Qualifications

• Proven expertise in credit analysis and buyer assessment.
• Ability to work collaboratively in a team environment.
• Skilled in maintaining relationships with risk management teams.

Responsibilities

• Conduct detailed credit assessments of buyers.
• Establish and maintain contacts for accurate credit assessments.
• Monitor the portfolio to identify potential risks.

Skills

Market Knowledge

Business Expertise

Interpersonal Skills

Education

Proficient level of English

Job description

Role Summary

As a Credit Analyst you are responsible for proactively managing a portfolio of buyers, ensuring that comprehensive information is gathered to assess each buyer's creditworthiness. This role is pivotal in maintaining the financial health of our portfolio by assessing buyers according to defined targets and supporting our overall risk management strategy

Main Responsibilities

• Credit Assessment: Conduct detailed credit assessments of buyers within the portfolio, ensuring all relevant financial and business information is collected and analysed
• Relationship Management: Establish and maintain numerous contacts with buyers and other information sources to facilitate accurate credit assessments.
• Portfolio Monitoring: Provide analyses without direct buyer contact and continuously monitor the portfolio to identify potential risks or changes in credit statu
• Project Involvement: Take responsibility in projects and initiatives supporting RBM and IRP-related matters, contributing to the overall strategic goals of the organisatio

What We Are Looking For

• Market Knowledge: Expertise in specific regions and/or trade sectors to provide informed credit assessments.
• Business Expertise: Strong knowledge of Finance and Credit Management, with proven expertise and experience in credit analysis and buyer assessment.
• Interpersonal Skills: Ability to work collaboratively in a team, make informed grading decisions, and maintain self-motivation. Excellent communication skills to engage with third parties and ensure strong relationships with the Risk Underwriting team.
• Educational Requirements: Proficient level of English to facilitate effective communication and documentation.
• Future Challenges: Ability to make accurate grading decisions to minimize claims and ensure a satisfactory level of proprietary information is available to make risk decisions clearer for our customers

What We Offer

• Life assurance
• Health cash plan
• Income Protection
• Hybrid working
• Employee Share Incentive Plan
• Various discounts on insurance through the Allianz Partnership
• And much more

This role is a temporary position intended to cover for an employee on paternity leave, offering a unique opportunity to gain experience in a dynamic environment

We are seeking candidates who are naturally curious and have a keen interest in technology and innovation. As we navigate the future, we value individuals who are eager to stay updated with the latest digital trends and advancements. The ideal candidate should demonstrate a proactive approach to learning and adapting to new tools and technologies, especially Artificial Intelligence (AI) powered tools, showcasing a forward-thinking mindset that aligns with our vision for growth and progress.

#United Kingdom

#NEUR

#LI-EW1

#LI-HYBRID