Brdiging Underwriter

Northreach; Wilmslow; On-site; GBP 40,000 - 60,000; Full time

Job summary

A specialist recruitment agency is partnering with a growing property lender to find an experienced Bridging Underwriter in Wilmslow. The role requires managing loans across various transactions, with responsibilities including underwriting applications and maintaining broker relationships. Candidates need previous experience in underwriting and a strong understanding of bridging finance. This position offers growth opportunities within a values-led culture that prioritizes professional development.

Qualifications

• Previous underwriting experience within a short-term or specialist finance lender.
• Strong understanding of bridging finance and property-backed lending.
• Ability to assess risk and make sound lending decisions.

Responsibilities

• Underwrite bridging loan applications in line with credit policy and risk appetite.
• Assess borrower background, security, valuations and exit strategies.
• Communicate underwriting decisions clearly to brokers and internal teams.

Skills

Underwriting experience

Bridging finance knowledge

Risk assessment

Clear communication

Problem-solving

Job description

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth.

The Opportunity

Northreach is partnering with a growing specialist property lender to recruit an experienced Bridging Underwriter. This role sits within a fast-paced underwriting team where underwriters are trusted to make quality lending decisions, protect the business, and contribute to the continued growth of the loan book.

You will work across residential, semi-commercial and commercial bridging transactions, assessing each case on its individual merits. The environment is collaborative, commercially minded, and focused on building strong broker relationships while maintaining robust credit standards.

The Role

You will take ownership of your own pipeline, managing cases from initial enquiry through to completion. This includes reviewing borrower profiles, property security, exit strategies, valuations, legal documentation and funding line criteria. You will be comfortable having open and honest conversations with brokers and clients, explaining decisions clearly and professionally.

The role requires someone who enjoys problem-solving, can think creatively about deal structures, and is confident balancing risk with commercial outcomes. While you will manage your own cases, success is measured as a team, not in isolation.

Key responsibilities

• Underwrite bridging loan applications in line with credit policy and risk appetite
• Assess borrower background, security, valuations and exit strategies
• Review legal reports, professional advice and due diligence documentation
• Manage cases end-to-end from application through to drawdown
• Communicate underwriting decisions clearly to brokers and internal teams
• Maintain strong working relationships with brokers, valuers and solicitors
• Ensure cases progress efficiently and within agreed service levels

What we are looking for

• Previous underwriting experience within a short-term or specialist finance lender
• Strong understanding of bridging finance and property-backed lending
• Ability to assess risk and make sound lending decisions in a fast-moving environment
• Comfortable managing your own pipeline while contributing to team delivery
• Clear communicator who is confident handling challenging conversations
• Organised, adaptable and commercially minded

Why consider this role

This is an opportunity to join a lender with ambitious growth plans, a strong values-led culture, and a genuine focus on developing its underwriting team. You will have the chance to earn increased responsibility over time, including progression towards a lending mandate, while working in an environment that values people, relationships, and high-quality decision-making.